Title Loans in Lucama, North Carolina

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No title loan companies in Lucama, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carolina Farm Credit 405 S Oak St, Spindale, NC 28160 +1 (828) 286 - 9183
Providence Bank 325 N Main St, Tarboro, NC 27886 +1 (252) 824 - 1161
Ken Wilson Ford 769 Champion Dr, Canton, NC 28716 +1 (828) 648 - 2313
Lendmark Financial Services LLC 711 E Dixon Blvd, Shelby, NC 28152 +1 (704) 482 - 1496
Ballantyne Tile 119 W 3rd St, Oakboro, NC 28129 +1 (704) 467 - 3031
Wells Fargo Bank 900 Henderson Dr, Jacksonville, NC 28540 +1 (910) 346 - 5010
Toyota of New Bern 5010 US-70, New Bern, NC 28560 +1 (252) 637 - 7200
Fidelity Bank 712 M.L.K. Jr Ave, Oxford, NC 27565 +1 (919) 693 - 8106
Trophy Financial Inc 452 S Main St, Laurinburg, NC 28352 +1 (910) 276 - 5121
BB&T 102 W Main St, Plymouth, NC 27962 +1 (252) 793 - 1400

Title Loan Companies in Nearby Cities

If there are no title loan companies in Lucama, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Jacksonville, NC, Title Loans in Kannapolis, NC, Car Title Loans in Matthews, NC, Title Loans in Monroe, NC, Title Loans in Mooresville, NC, Car Title Loans in Raleigh, NC, Title Loans in Rocky Mount, NC and Car Title Loans in Salisbury, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lucama, NC.

Title Loans in Lucama, North Carolina: Everything You Need to Know

If you’re looking for a quick and easy way to get cash, title loans might be the solution you need. These short-term loans are popular in North Carolina, and Lucama residents can take advantage of them as well. But before you apply for a title loan, it’s important to understand what they are and how they work.

What is a Title Loan?

A title loan is a type of secured loan that allows you to borrow money using your vehicle as collateral. You must own your car outright and have a lien-free title to qualify for a title loan. The amount you can borrow is determined by the value of your car and varies from lender to lender.

The application process is straightforward. You’ll need to provide basic information about yourself and your vehicle, including the make, model, year, and mileage. The lender will then assess the value of your car and determine how much you can borrow. If you’re approved for a title loan, you’ll sign a contract agreeing to repay the loan plus interest and fees within a certain timeframe.

Are Title Loans Legal in North Carolina?

Yes, title loans are legal in North Carolina. However, unlike some other states, North Carolina has some restrictions in place to protect borrowers. For example, lenders in North Carolina are not allowed to charge more than 30% APR on title loans. Additionally, the maximum loan amount is $2,500, and the loan term cannot be shorter than 30 days.

How Do Titl Loans Work in Lucama, North Carolina?

Lucama residents can apply for title loans at brick-and-mortar lenders or online. The application process is similar to the one described above. Once you’re approved for a loan, you’ll need to surrender your car title to the lender. You’ll get it back once you’ve repaid the loan in full.

One thing to keep in mind is that if you default on your title loan, the lender can repossess your car. Make sure you understand the terms of your loan agreement before you sign it and that you’re confident you’ll be able to repay the loan on time.

Interesting Facts and Statistics About Title Loans in Lucama, North Carolina

  • The average title loan amount in North Carolina is $1,000
  • According to the NC Attorney General’s Office, borrowers in North Carolina paid over $29 million in fees and interest on title loans in 2016
  • The typical APR on a North Carolina title loan is 25%
    • Apply Now

      If you’re in need of a title loan in Lucama, North Carolina, TheGuaranteedLoans is here to help. We’re a connector service that can help you find a lender that meets your needs. Simply fill out our online application, and we’ll match you with potential lenders in your area.

      Remember, we’re not a direct lender, and we don’t make lending decisions. We facilitate the connection between borrowers and lenders to make the loan process as smooth as possible. If you have any questions about our service, please don’t hesitate to contact us.

      Don’t let financial struggles weigh you down. Apply now for a title loan and get the cash you need to take control of your finances.

Title Loans Available in Lucama, NC By The Following ZIP Codes:

27851

Lucama, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Lucama, North Carolina

Are there any restrictions on how I can use the funds from a title loan in Lucama, North Carolina?

No, the funds from a title loan in Lucama, North Carolina can be used for any purpose.

How long do I have to repay a title loan in Lucama, North Carolina?

Title loans in Lucama, North Carolina typically have a repayment period of 30 days, but the specific terms of the loan may vary by lender.