Title Loans in Ridgeway, North Carolina

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No title loan companies in Ridgeway, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 202 W Broad St, Elizabethtown, NC 28337 +1 (910) 862 - 3141
BB&T 207 E Ash St, Goldsboro, NC 27530 +1 (919) 731 - 5800
National Finance Company 720 Jake Alexander Blvd W, Salisbury, NC 28147 +1 (704) 633 - 5291
Lendmark Financial Services 722 E, US-74 B, Rockingham, NC 28379 +1 (910) 817 - 4918
BB&T 2040 S Church St ste 100 ste 100, Burlington, NC 27215 +1 (336) 570 - 7920
NC Farm Bureau Insurance 200 Western Blvd, Tarboro, NC 27886 +1 (252) 823 - 8101
Professional Financial Services 5030 New Centre Dr, Suite A2, Wilmington, NC 28403 +1 (910) 392 - 4441
Regional Finance 5062 Peters Creek Pkwy D, Winston-Salem, NC 27127 +1 (336) 771 - 1029
Professional Financial Services 700 Church St N #50, Concord, NC 28025 +1 (704) 795 - 4600
Hyundai of New Bern 2910 US-70 E, New Bern, NC 28560 +1 (252) 637 - 0007

Title Loan Companies in Nearby Cities

If there are no title loan companies in Ridgeway, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Mooresville, NC, Car Title Loans in Raleigh, NC, Car Title Loans in Rocky Mount, NC, Title Loans in Salisbury, NC, Car Title Loans in Wake Forest, NC, Title Loans in Wilmington, NC, Car Title Loans in Wilson, NC and Car Title Loans in Winston-Salem, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ridgeway, NC.

Title Loans in Ridgeway, North Carolina

Are you in need of cash but have bad credit? Title loans can be a legal and popular option in North Carolina, including Ridgeway. Title loans allow you to use your car as collateral, giving you access to quick cash when you need it. However, before you consider getting a title loan, it’s important to educate yourself on the process and laws surrounding these loans.

What is a title loan?

A title loan is a type of secured loan that uses your car as collateral. When you take out a title loan, you give the lender the title to your car. The lender then gives you the cash you requested, and you can continue driving your car as you make your loan payments.

The amount you can borrow depends on the value of your car. Lenders typically offer loans that are between 25% and 50% of the car’s value, but this can vary depending on the lender and the state where you live.

How do title loans work in North Carolina?

While title loans are legal in North Carolina, state law limits the amount you can borrow to $2,500 or less. Additionally, the interest rate is capped at 30% of the loan amount for the first $500 borrowed, and 18% for any amount over $501.

Repayment terms for title loans in North Carolina are also limited to 30 days or less after the loan is made. However, if the loan is paid back early, the lender must refund a portion of the interest charge based on a formula set by state law.

What are the benefits of title loans?

Title loans can be a good option when you need money quickly and have bad credit. Getting a title loan is usually much easier than getting a traditional bank loan, as title lenders don’t require a credit check. You can also get your money within hours of applying.

Additionally, because title loans are secured loans, interest rates are often lower than other types of unsecured loans.

What are the risks of title loans?

The biggest risk of getting a title loan is the potential to lose your car. If you default on the loan, the lender can repossess your car and sell it to recover the amount owed. This can be especially devastating if you rely on your car to get to work or take care of your family.

Another risk of title loans is the high interest rates. While interest rates are usually lower than other types of unsecured loans, they are still much higher than traditional bank loans. If you’re unable to pay the loan back quickly, interest charges can add up quickly, making it difficult to pay off the loan.

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Are you considering a title loan in Ridgeway, North Carolina? TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to help you get the cash you need. Our online application process is quick and easy, and we will connect you with lenders who may be able to provide you with a title loan that meets your needs.

Remember, getting a title loan is a serious financial decision. It’s important to weigh the benefits and risks before taking out a loan. If you decide that a title loan is right for you, make sure to read the terms and conditions carefully and only borrow what you can afford to pay back.

Interesting Facts About Title Loans in Ridgeway, North Carolina

  • North Carolina is one of only 16 states (plus Washington D.C.) that allows for title loans.
  • In North Carolina, there are approximately 1,000 lenders offering title loans.
  • The average title loan amount in North Carolina is $1,000.
  • Most borrowers in North Carolina use their title loans to cover unexpected expenses, such as medical bills or car repairs.

Useful Articles

Ridgeway, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Ridgeway, North Carolina

Can I get a title loan if I don't have a clear title in Ridgeway, North Carolina?

In most cases, you must have a clear vehicle title in order to qualify for a title loan in Ridgeway, North Carolina. However, some lenders may offer loans to borrowers who have a lien on their title, as long as the lienholder is willing to sign off on the loan.

Can I get a title loan if I'm not a resident of North Carolina?

In most cases, you must be a resident of North Carolina in order to qualify for a title loan in the state. However, some lenders may offer loans to non-residents if they have a valid ID and can provide proof of income.

Advise to read before applying

Look for Title Loans in Other Cities:

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