Title Loans in Ray, Ohio

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No title loan companies in Ray, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 1700 W Park Square, Xenia, OH 45385 +1 (937) 376 - 2955
First Federal Community Bank 2020 E Mansfield St, Bucyrus, OH 44820 +1 (419) 562 - 7066
Old Republic Title 141 E Town St STE 101, Columbus, OH 43215 +1 (614) 341 - 1900
Advance America 4332 Sunset Blvd, Steubenville, OH 43952 +1 (740) 266 - 7226
Advocate Title Agency 117 W Court St, Urbana, OH 43078 +1 (937) 653 - 7174
Kohn's Loan Company 126 W High St, Lima, OH 45801 +1 (419) 224 - 1796
Park National Bank: Heath Office 800 S 30th St, Heath, OH 43056 +1 (740) 522 - 5693
First Financial Bank 411 S Locust St, Oxford, OH 45056 +1 (513) 273 - 9100
ACE Cash Express 14101 Kinsman Rd, Cleveland, OH 44120 +1 (216) 295 - 8135
United Federal Credit Union - Marion West 1332 Campbell Rd, Marion, OH 43302 +1 (888) 982 - 1400

Title Loan Companies in Nearby Cities

If there are no title loan companies in Ray, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Fairborn, OH, Title Loans in Fairfield, OH, Car Title Loans in Findlay, OH, Car Title Loans in Grove City, OH, Car Title Loans in Hamilton, OH, Car Title Loans in Hilliard, OH, Title Loans in Lakewood, OH and Title Loans in Lancaster, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ray, OH.

Title Loans in Ray, Ohio: Everything You Need to Know

If you live in Ray, Ohio, and you need quick cash, a title loan could be a solution. Title loans are a type of secured loan where you use your vehicle as collateral. To get a title loan, you must own your car outright and have a lien-free title in your name. Title loans are legal and popular in Ohio, but there are some important things you should know before you apply.

How Do Title Loans Work?

To get a title loan, you must first fill out an application with a lender. The lender will evaluate your car’s value and condition to determine how much money they are willing to lend you. In general, you can borrow up to 50% of your car’s value.

Once you are approved for a title loan, the lender will keep your car’s title as collateral. You will still be able to drive your car, but the lender will have a lien on the title. You will be required to make monthly payments until you have paid off the loan. If you fail to make your payments, the lender can repossess your car to recoup their losses.

Understanding the Risks

While title loans can be a quick source of cash, they come with significant risks. The interest rates on title loans can be extremely high, which means you could end up paying much more in interest than you originally borrowed. If you are unable to make your payments, your car could be repossessed, which could have a significant impact on your life.

Before you apply for a title loan, it’s important to consider if it’s the right choice for you. You should only consider a title loan if you have exhausted all other options for getting cash, and if you are confident that you will be able to make your payments on time.

Applying for a Title Loan in Ray, Ohio

If you have decided that a title loan is the right choice for you, the next step is to find a lender. There are many lenders in Ray, Ohio that offer title loans, so it’s important to do your research and find a reputable lender with fair terms and rates.

To apply for a title loan, you will need to provide the lender with your car’s title, proof of income, and a government-issued ID. The lender will evaluate your application and let you know if you have been approved for a loan.

Interesting Statistics

  • Ohio has one of the highest rates of car title loans in the country, with more than 830,000 title loans issued in the state in 2019.
  • The average title loan amount in Ohio is $1,200, with an average interest rate of 25% per month.
  • In Ohio, more than 70% of title loan borrowers take out multiple loans, often using one loan to pay off another.

Apply Now

Are you interested in a title loan in Ray, Ohio? TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who offer title loans. Simply fill out our online application, and we will match you with lenders who may be able to offer you a loan that meets your needs. Remember, TheGuaranteedLoans is not a direct lender, and we do not charge any fees for our service.

Conclusion

While title loans can be a fast way to get cash in an emergency, they are not without risks. If you are considering a title loan, it’s important to do your research and find a reputable lender with fair terms and rates. Make sure that you understand the terms of the loan, and that you are confident that you can make your payments on time. Remember, if you fail to make your payments, your car could be repossessed.

If you’re ready to apply for a title loan, TheGuaranteedLoans can help connect you with potential lenders in Ray, Ohio. Apply now and see if you qualify for a title loan.

Useful Articles

Title Loans Available in Ray, OH By The Following ZIP Codes:

45672

Ray, OH title loan calculator

Frequently Asked Questions About Car Title Loans in Ray, Ohio

Is there a limit on the number of title loans I can have in Ray, Ohio?

There is no limit on the number of title loans a borrower can have in Ray, Ohio, but it is important to carefully consider the ability to repay multiple loans before taking out additional loans.

Are there any alternatives to title loans in Ray, Ohio?

Yes, there are other options for borrowers in need of emergency funds in Ray, Ohio, such as personal loans or credit cards. It is important to compare the terms and rates of different loan products before deciding on the best option.

Advise to read before applying

Look for Title Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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