Payday Loans in Saxon, West Virginia

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No payday loan companies in Saxon, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 2 Bae Mar Pl, Wheeling, WV 26003 +1 (304) 242 - 1167
Huntington Bank 980 National Rd, Wheeling, WV 26003 +1 (304) 233 - 9691
Kim Clark, NMLS: 102920, PrimeLending 201 S George St 102, Charles Town, WV 25414 +1 (301) 667 - 0968
Community Trust Bank 507 Main St, Summersville, WV 26651 +1 (304) 872 - 2711
Logan Bank and Trust 200 Huff Creek Pkwy, Man, WV 25635 +1 (304) 583 - 8880
Jackson Hewitt Tax Service 97 Williams Dr, Spencer, WV 25276 +1 (304) 679 - 4244
Huntington Bank 300 E Dupont Ave, Belle, WV 25015 +1 (304) 949 - 3075
Community Bank 809 Lafayette Ave, Moundsville, WV 26041 +1 (304) 845 - 0922
Bank of Mingo 70 Fourth Ave, Williamson, WV 25661 +1 (304) 235 - 5700
Tin Mill Employees Fcu 3016 West St, Weirton, WV 26062 +1 (304) 748 - 5811

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saxon, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Same Day Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saxon, WV.

Are Payday Loans Legal In Saxon, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saxon, WV payday loan calculator

Understanding Payday Loans: What You Need to Know in Saxon, West Virginia

If you are in need of short-term financial assistance, you may be considering a payday loan. However, it is important to understand that payday loans are prohibited in West Virginia, including in the town of Saxon.

What are Payday Loans?

A payday loan is a type of short-term loan that typically must be repaid on the borrower’s next payday. These loans are often marketed as a quick and easy solution to unexpected expenses or financial emergencies. However, payday loans often have high interest rates and fees, making them a costly form of borrowing.

Payday Loan Regulations in West Virginia

While payday loans are prohibited in West Virginia, many lenders still attempt to operate in the state. The West Virginia Division of Financial Institutions is responsible for enforcing the state’s payday loan laws and protecting consumers from predatory lending practices.

It is illegal for lenders to issue payday loans in West Virginia, including in the town of Saxon. However, some lenders may try to offer other types of loans or financial products that are in violation of state law. Consumers should be wary of any lender that attempts to operate outside of West Virginia’s legal framework.

Alternatives to Payday Loans

If you are in need of short-term financial assistance and cannot obtain a payday loan in Saxon or elsewhere in West Virginia, there are alternative options to consider.

  • Personal loans: While personal loans typically require a credit check and may have a longer application process than payday loans, they typically offer lower interest rates and more favorable terms. Banks, credit unions, and online lenders all offer personal loans.
  • Credit cards: If you already have a credit card, using it for unexpected expenses may be a more affordable option than taking out a payday loan. However, if you do not pay off the balance in full each month, you may end up paying high interest rates and fees.
  • Borrowing from friends or family: While it may be an uncomfortable conversation, seeking financial assistance from loved ones may be a better option than taking out a payday loan. Just be sure to establish clear repayment terms to avoid any conflicts down the line.

Interesting Facts About Payday Loans in Saxon, West Virginia

  • Fact #1: As of 2019, 17 states and the District of Columbia have laws that prohibit payday lending.
  • Fact #2: In West Virginia, payday lending was made illegal in 2006 due to concerns about the high interest rates and fees associated with these loans.
  • Fact #3: Payday loans are typically marketed toward low-income individuals and those with limited access to traditional banking services.

Apply Now with TheGuaranteedLoans

While payday loans are not legal in West Virginia, there are still options for consumers who need short-term financial assistance. As a connector service, TheGuaranteedLoans can help you connect with potential lenders who offer personal loans and other types of loans that may be available to you.

When you apply on our website, we will ask you for some basic information about your income, employment, and financial needs. We will then match you with potential lenders who meet your criteria. If you are matched with a lender, they will contact you directly to discuss their loan offerings and requirements.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a connector service that strives to help consumers find financial solutions that work for them. If you are in need of short-term financial assistance in Saxon or anywhere else in West Virginia, apply now with TheGuaranteedLoans to explore your options.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Saxon, West Virginia?

No, taking out an illegal payday loan in Saxon, West Virginia is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Saxon, West Virginia?

No, you cannot be sued for not paying back an illegal payday loan in Saxon, West Virginia.

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