Payday Loans in Wana, West Virginia

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No payday loan companies in Wana, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 101 River Rd, Barboursville, WV 25504 +1 (304) 736 - 5304
Big Eagle Gun & Pawn 30 Brickyard Rd, Chapmanville, WV 25508 +1 (304) 855 - 4774
Farm Credit of the Virginias 452 N High St, Romney, WV 26757 +1 (304) 822 - 4414
Advance Auto Parts 990 Dunbar Ave, Dunbar, WV 25064 +1 (304) 766 - 1560
Premier Bank Inc. 300 State St, Madison, WV 25130 +1 (304) 369 - 2407
Summit Community Bank 231 Aikens Center, Martinsburg, WV 25404 +1 (304) 260 - 0811
Union Bank 3924 Hornet Hwy, Hundred, WV 26575 +1 (304) 775 - 2222
PrimeLending, A PlainsCapital Company 1100 9th St H, Vienna, WV 26105 +1 (304) 699 - 3003
Mountain Valley Bank, N. A. 219 Bradley Rd, Mill Creek, WV 26280 +1 (304) 335 - 2222
Star USA Federal Credit Union 3955 Teays Valley Road, Hurricane, WV 25526 +1 (304) 757 - 3231

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wana, WV, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Charleston, WV, Short-term Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and Payday Loan Without a Credit Check in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wana, WV.

Are Payday Loans Legal In Wana, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wana, WV payday loan calculator

Understanding Payday Loans in Wana, West Virginia

When unexpected and urgent financial needs arise, many people find themselves turning to payday loans as a possible solution. However, if you are a resident of Wana, West Virginia, it is important to know that payday loans are prohibited in the state.

Payday loans are short-term loans that typically allow borrowers to access small amounts of cash quickly, with the promise to repay the loan when they receive their next paycheck. These loans often come with high interest rates and fees, making them a risky financial choice for many consumers.

The Prohibition of Payday Loans in West Virginia

West Virginia is one of several states in the United States that has banned payday loans. The state prohibits all payday lending, both in storefront locations and online, in order to protect its residents from the predatory practices associated with these loans.

The West Virginia Attorney General’s office offers the following warning to consumers:

“Payday lending is illegal in West Virginia. In addition, consumers should be wary of payday lenders that evade state and federal consumer protection laws by operating online.”

While payday loans may not be available in Wana or elsewhere in West Virginia, there are still other financial options available to those in need of emergency cash. For example, some consumers may qualify for installment loans or personal loans through banks or credit unions. Others may be able to access emergency funds through government programs or community resources.

Facts and Statistics

  • West Virginia is one of 14 states in the U.S. that has outlawed payday lending since 2010.
  • In 2017, the Center for Responsible Lending estimated that West Virginia residents were saving approximately $14 million annually in fees and interest charges due to the payday lending ban.
  • The average payday loan interest rate is approximately 400%, according to the Consumer Financial Protection Bureau.
  • A study by the Pew Charitable Trusts found that the average payday loan borrower spends $520 in fees to borrow $375.

How to Apply for Financial Assistance

If you are in need of emergency cash and are not eligible for traditional loans, there may be other financial assistance options available to you. It is important to explore all options thoroughly before committing to any type of loan or financial agreement.

TheGuaranteedLoans is a connector service that can help connect you with potential lenders who may be able to offer alternative loan options. We are not a direct lender and do not make decisions regarding loan approval or terms.

If you are interested in exploring your options for financial assistance, we encourage you to fill out an online application on our website. This application is simple and straightforward, and can be completed in just a few minutes.

Conclusion

While payday loans are prohibited in Wana and throughout West Virginia, there are still other financial options available to those in need of emergency cash. It is important to explore all options thoroughly and to choose a loan or financial agreement that is affordable and sustainable in the long-term.

At TheGuaranteedLoans, we are committed to helping our readers make informed decisions about their financial needs. If you are need of emergency cash, we encourage you to fill out our online application and explore the alternative loan options that may be available to you.

F.A.Q.

What are the alternatives to payday loans in Wana, West Virginia?

Consumers in Wana, West Virginia can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Wana, West Virginia?

Payday loans are prohibited in Wana, West Virginia due to their high interest rates and fees, which can trap consumers in a cycle of debt.

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