Payday Loans in West Columbia, West Virginia

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No payday loan companies in West Columbia, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Mortgage 424 Old Co 3/3 Rd, Chapmanville, WV 25508
Walmart Money Center 200 Academy Dr, Ripley, WV 25271 +1 (304) 372 - 4482
Huntingtonized Federal Credit Union Walmart plaza, 60 McGinnis Dr, Wayne, WV 25570 +1 (304) 272 - 3400
BB&T 500 13th Ave, Vienna, WV 26105 +1 (304) 295 - 5400
WEPCO Federal Credit Union 459 New Creek Hwy, Keyser, WV 26726 +1 (304) 788 - 5305
Stinson Mortgage 110 Sunset Dr 4, Beckley, WV 25801 +1 (304) 253 - 0069
Raymond James Financial Services 101 5th Ave, Huntington, WV 25701 +1 (304) 522 - 4580
Poca Valley Bank 142 Main St, Poca, WV 25159 +1 (304) 759 - 1010
Richmond & Company, CPA's, A.C. 112 Main St, Beckley, WV 25801 +1 (304) 252 - 7353
Summit Community Bank 1223 Stafford Dr, Princeton, WV 24740 +1 (304) 425 - 0856

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Columbia, WV, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Charleston, WV, No Credit Check Loans in Huntington, WV, 24-Hour Loan in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Columbia, WV.

Useful Articles

Are Payday Loans Legal In West Columbia, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

West Columbia, WV payday loan calculator

Advise to read before applying

The Facts About Payday Loans in West Columbia, West Virginia

If you’re living in West Columbia, West Virginia, and you’re in need of short-term cash to take care of unexpected expenses, you might be considering a payday loan. But, unfortunately, payday loans are prohibited in West Virginia.

What is a payday loan?

A payday loan is a short-term loan that is typically due on your next payday. The loan amount is typically small, usually no more than a few hundred dollars. Payday loans are often used by people who need cash quickly to cover unexpected expenses or bills.

Why are payday loans not legal in West Virginia?

Payday loans are not legal in West Virginia because state lawmakers believe they are a predatory lending practice. Payday lenders often charge extremely high interest rates and fees, which can trap borrowers in a never-ending cycle of debt. West Virginia has taken a stand against these practices and has banned payday loans altogether.

What are the consequences of taking out a payday loan in West Virginia?

If you’re caught taking out a payday loan in West Virginia, you could face serious consequences. The state has outlawed payday loans, so lenders who offer these loans are operating outside the law. If you take out a payday loan, you could be subject to high interest rates, fees, and even legal action.

What are the alternatives to payday loans in West Virginia?

If you need short-term cash to cover unexpected expenses, there are alternatives to payday loans available in West Virginia. You could consider getting a small loan from a credit union or community bank, using a credit card to cover the expenses, or asking friends and family for help.

Interesting facts and statistics about payday loans in West Columbia, West Virginia

While payday loans are not legal in West Virginia, it’s still important to understand the impact that they can have on communities. Here are some interesting facts and statistics about payday loans in West Columbia, West Virginia:

  • The average payday loan amount is $375
  • The average interest rate on a payday loan is 391%
  • Payday loan borrowers are often low-income earners who are unable to get traditional loans
  • Payday loans can often lead to debt traps for borrowers, who may end up taking out multiple loans to pay off the original loan

Apply Now

While payday loans are not legal in West Columbia, West Virginia, there are still options available to you if you need short-term cash. If you’re interested in learning more about your options, you can apply now on TheGuaranteedLoans website.

Please note that TheGuaranteedLoans is not a direct lender, but a connector service. We will facilitate your connection with potential lenders who may be able to provide you with a loan. As with any loan, it’s important to read the terms and conditions carefully before accepting an offer.

In conclusion, payday loans are not legal in West Columbia, West Virginia. If you’re in need of short-term cash, there are alternatives available to you. It’s important to understand the impact that payday loans can have on borrowers, and to consider all of your options carefully before making a decision.

F.A.Q.

Can I be sued for defaulting on a payday loan in West Columbia, West Virginia?

No, you cannot be sued for defaulting on a payday loan in West Columbia, West Virginia because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in West Columbia, West Virginia?

No, a payday loan cannot be included in a bankruptcy filing in West Columbia, West Virginia because these loans are illegal in the state.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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