Payday Loans in Downing, Wisconsin

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No payday loan companies in Downing, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Schuster-Campman Abstract Co 212 E 5th St, Neillsville, WI 54456 +1 (715) 743 - 3366
Compeer Financial 114 E Wisconsin St 2419, Sparta, WI 54656 +1 (608) 269 - 3148
WCCU Credit Union 820 Viking Dr, Reedsburg, WI 53959 +1 (608) 768 - 9228
Jackson Hewitt Tax Service 120 Frances Ln, Beaver Dam, WI 53916 +1 (920) 319 - 8453
Community Insurance Agency 74 Main St E, Milltown, WI 54858 +1 (715) 825 - 3144
United States Postal Service 125 Hepburn St W, Prairie Farm, WI 54762 +1 (800) 275 - 8777
Farmers & Merchants Bank of Kendall - Wilton Branch 408 Main St, Wilton, WI 54670 +1 (608) 435 - 6426
Associated Investment Services Inc - Milwaukee 433 Main St, Green Bay, WI 54301 +1 (800) 595 - 7722
Kenneth L. Moerer, Public Accountant 185 E Court St, Richland Center, WI 53581 +1 (608) 647 - 8362
Check Advance 2936 New Pinery Rd Unit C, Portage, WI 53901 +1 (608) 742 - 6088

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Downing, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Brookfield, WI, Payday Loans in Eau Claire, WI, Payday Loan for Fond du Lac, WI, Payday Loans in Franklin, WI, Payday Loan Companies in Green Bay, WI, Payday Loans in Janesville, WI, Same Day Loans in Kenosha, WI and Payday Loan Without a Credit Check in La Crosse, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Downing, WI.

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Payday Loans Available in Downing, WI By The Following ZIP Codes:

54734

Are Payday Loans Legal In Downing, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Downing, WI payday loan calculator

Advise to read before applying

Payday Loans in Downing, Wisconsin: What You Need to Know

If you are a resident of Downing, Wisconsin, and find yourself in need of quick cash, you may have considered taking out a payday loan. This type of short-term loan is easily accessible and can provide you with the cash you need to cover unexpected expenses. However, before you apply for a payday loan, it is essential to fully understand what it is, how it works, and the relevant laws that govern payday loans in Downing, Wisconsin.

What are Payday Loans?

Payday loans are a type of short-term loan designed to help people who need immediate cash between paychecks. They differ from conventional loans in that they typically have a shorter repayment period, high-interest rates, and are usually for smaller amounts ranging from $100 to $1,000. Payday loans are also known as cash advances, paycheck advances, or payday advances.

How Do Payday Loans Work?

To get a payday loan in Downing, Wisconsin, you must provide the lender with your identification, a recent bank statement, and proof of income. You will also be required to write a post-dated check or authorize an electronic debit for the full loan amount plus interest and fees.

Most lenders will give you the option of repaying the loan in full on your next payday or extending it for an additional fee. However, if you cannot repay the loan on time and do not extend it, the lender may charge you additional late fees or interest, or even send your account to collections.

Are Payday Loans Legal in Wisconsin?

Yes, payday loans are legal in Wisconsin. However, the state has strict regulations that govern payday lending. These regulations are designed to protect consumers from predatory lending practices and ensure that lenders operate fairly and transparently.

Important Laws Regarding Payday Loans in Wisconsin

  • The maximum loan amount is $1,500 or 35% of your gross monthly income, whichever is less.
  • The maximum loan term is 90 days, and rollovers are not allowed.
  • The maximum interest rate is 15% for the first $300 borrowed, plus 10% for any amount above that.
  • Lenders must provide a written agreement that clearly outlines all terms and conditions of the loan.
  • Lenders are required to disclose all fees and charges associated with the loan, including the annual percentage rate (APR).

Interesting Facts about Payday Loans in Downing, Wisconsin

  • According to Pew Research, 12 million Americans use payday loans every year.
  • Wisconsin is one of 32 states that allow payday lending.
  • A 2019 survey by the National Credit Union Administration found that credit unions are providing lower-cost alternatives to payday loans, such as small-dollar loans, financial counseling, and financial education programs.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Downing, Wisconsin, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be able to offer you a payday loan. However, it is important to note that we are not a direct lender.

To apply for a payday loan through TheGuaranteedLoans, simply complete our online application form. We’ll process your application and match you with potential lenders based on your unique needs and circumstances. If you are matched with a lender, they will provide you with a loan agreement that outlines all terms and conditions of the loan. Be sure to fully read and understand the agreement before signing.

Why Choose TheGuaranteedLoans?

  • Our online application process is quick and easy.
  • We work with a network of reputable lenders.
  • We offer a secure platform to protect your personal and financial information.
  • We are available 24/7 to assist you.

The Bottom Line

While payday loans in Downing, Wisconsin, can provide you with quick cash in a pinch, it is important to understand the risks and regulations associated with this type of loan. Be sure to borrow only what you can repay on time and never use payday loans as a regular source of income. If you need assistance finding the right lender for you, TheGuaranteedLoans is here to help.

F.A.Q.

Can I rollover my payday loan in Downing, Wisconsin?

No, rollovers are not allowed for payday loans in Downing, Wisconsin. If you are unable to repay your payday loan on the due date, you will need to work out a repayment plan with the lender or consider other options for obtaining additional funds.

Are there any restrictions on the number of payday loans I can take out in Downing, Wisconsin?

Yes, Wisconsin law limits borrowers to no more than one payday loan at a time.

Look for Short-Term Loans in Other Cities:

Appleton Beloit Brookfield Eau Claire Fond du Lac Franklin Green Bay Janesville Kenosha La Crosse Madison Manitowoc Menomonee Falls Milwaukee New Berlin Oak Creek Oshkosh Racine Sheboygan Sun Prairie Superior Waukesha Wausau West Bend
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TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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