Payday Loans in Megargel, Alabama

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No payday loan companies in Megargel, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
A-Plus Fast Cash Advance 806 13th St, Phenix City, AL 36867
Local Finance of Greenville 141 Interstate Dr, Greenville, AL 36037
LoanMaster 450 Broad St, York, AL 36925 +1 (205) 392 - 1361
Local Cash Advance-Scottsboro 611 Veterans Dr, Scottsboro, AL 35768
Tower Loan 4669 US-431, Albertville, AL 35950
Speedee Cash 600 E Battle St, Talladega, AL 35160
Diehl Toyota of Butler 266 Pittsburgh Rd, Butler, Pennsylvania +1 (724) 491 - 8730
TitleBucks Title Loans 2204 6th Ave SE, Decatur, AL 35601
World Finance 701 Hwy 31 SW, Ste B, Hartselle, AL 35640 +1 (256) 751 - 2969
TitleMax Title Loans 33530, US-43, Thomasville, AL 36784

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Megargel, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mountain Brook, AL, Payday Loans in Northport, AL, Payday Loans in Opelika, AL, Payday Loans in Oxford, AL, Payday Loans in Pelham, AL, Short-term Loans in Pell City, AL, Payday Loans in Phenix City, AL and Payday Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Megargel, AL.

Payday Loans Available in Megargel, AL By The Following ZIP Codes:

36457

Are Payday Loans Legal In Megargel, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Megargel, AL payday loan calculator

Are you in need of quick and easy cash in Megargel, Alabama? If so, you may want to consider a payday loan. Payday loans are short-term loans that can help you cover unexpected expenses, such as car repairs or medical bills.

How Do Payday Loans Work in Megargel, Alabama?

In Alabama, payday loans are legal, but they are subject to certain regulations. Under Alabama law, payday lenders are required to disclose all fees and terms in writing before you sign for the loan. Additionally, there is a cap on the amount of money you can borrow, which is $500.

To qualify for a payday loan in Megargel, Alabama, you must meet a few requirements. First, you must have a steady source of income, such as a job or government benefits. You must also have a valid ID, be at least 18 years old, and have an active checking account.

When you apply for a payday loan, the lender will ask you to write a post-dated check for the amount you are borrowing plus any fees and interest. The lender will then give you the cash you need, and you will be required to repay the loan on your next payday. If you are unable to repay the loan on time, you may be able to request an extension or rollover, but this will typically come with additional fees and interest.

What Are the Fees and Interest Rates for Payday Loans in Megargel, Alabama?

The fees and interest rates for payday loans in Megargel, Alabama vary depending on the lender you choose. However, under Alabama law, payday lenders are limited in the amount they can charge in fees and interest.

For example, the maximum APR (annual percentage rate) for a payday loan in Alabama is 456.25 percent. Additionally, lenders are allowed to charge a maximum fee of 17.5 percent of the loan amount. For a $100 loan, this would translate to a fee of $17.50.

Benefits of Payday Loans in Megargel, Alabama

Payday loans can be a valuable resource for people who need cash quickly and don’t have other options. Some benefits of payday loans include:

  • Quick and easy access to cash
  • No credit check required
  • Can be used for any purpose
  • Can help you avoid late fees and other penalties

How to Apply for a Payday Loan in Megargel, Alabama

If you are interested in applying for a payday loan in Megargel, Alabama, TheGuaranteedLoans can help. Our website is a connector service that can help you find potential lenders who may be able to offer you a loan.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We will then match you with lenders who may be willing to offer you a loan. Keep in mind that we are not a direct lender, and the terms and fees of the loan will be determined by the lender you choose.

Interesting Facts and Statistics About Payday Loans in Megargel, Alabama

  • In 2015, there were 1.3 million payday loans issued in Alabama
  • The average loan amount was $322
  • The average APR was 456.25 percent
  • Alabama has the highest concentration of payday lenders per capita in the United States

Apply Now for a Payday Loan in Megargel, Alabama

If you need quick cash in Megargel, Alabama, don’t hesitate to apply for a payday loan through TheGuaranteedLoans. Our online application process is easy and straightforward, and we can help you find lenders who may be willing to offer you a loan.

Remember, payday loans should only be used as a short-term solution for financial emergencies. Be sure to weigh the costs and benefits before you apply, and make sure you can repay the loan on time.

F.A.Q.

What are the eligibility requirements for payday loans in Megargel, Alabama?

To be eligible for a payday loan in Megargel, Alabama, a borrower must have a regular source of income and an active checking account. In addition, the borrower must be at least 18 years old and a resident of Alabama.

How much can I borrow with a payday loan in Megargel, Alabama?

The maximum amount that can be borrowed with a payday loan in Megargel, Alabama is $500.