Payday Loans in Pima, Arizona

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No payday loan companies in Pima, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Title Loans Express 15282 W Brookside Ln, Surprise, AZ 85374 +1 (480) 878 - 7945
ACE Cash Express 15249 N 32nd St, Phoenix, AZ 85032 +1 (602) 482 - 4650
Arizona Central Credit Union 1948 S Woodlands Village Blvd, Flagstaff, AZ 86001 +1 (928) 770 - 7002
Fast Auto Loans Title Loans 148 E Fry Blvd, Sierra Vista, AZ 85635 +1 (520) 439 - 4571
Academy Mortgage 442 W Kortsen Rd 104, Casa Grande, AZ 85122 +1 (520) 421 - 1171
Sbaguy LLC 20235 N Cave Creek Rd 104-512, Phoenix, AZ 85024 +1 (602) 538 - 9671
ACE Cash Express 522 Finnie Flat Rd, Camp Verde, AZ 86322 +1 (928) 567 - 0676
Speedy Cash 1960 W Baseline Rd, Mesa, AZ 85202 +1 (480) 755 - 1110
National Bank of Arizona 1290 Main St, Snowflake, AZ 85937 +1 (928) 536 - 2226
Jenna Ferrin - COUNTRY Financial representative 813 W Court St S 2, Safford, AZ 85546 +1 (928) 428 - 1102

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pima, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gilbert, AZ, Quick Loan in Glendale, AZ, Payday Loans in Goodyear, AZ, Payday Loans in Lake Havasu City, AZ, Payday Loans in Marana, AZ, Payday Loans in Maricopa, AZ, Short-term Loans in Mesa, AZ and Payday Loans in Peoria, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pima, AZ.

Beautiful sights of Pima, AZ

Payday Loans Available in Pima, AZ By The Following ZIP Codes:

85543

Are Payday Loans Legal In Pima, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pima, AZ payday loan calculator

Payday Loans in Pima, Arizona

Payday loans are short-term loans that are typically used for emergency expenses such as car repairs, medical bills, or unexpected bills. These loans are usually repaid on the borrower’s next payday. While they can be helpful in certain situations, payday loans are not legal in the state of Arizona, including Pima County.

Why Are Payday Loans Prohibited in Arizona?

Payday loans were banned in Arizona in 2010 due to the predatory nature of the industry. Many payday lenders were charging exorbitant interest rates and fees, trapping borrowers in a cycle of debt. Arizona voters overwhelmingly supported the initiative to ban payday loans, with 60% of voters in favor.

Payday loans can be a quick and easy source of cash, but they often come with hidden fees and interest rates that can trap borrowers in a cycle of debt. In Arizona, the average payday loan carries an interest rate of 400%, making it nearly impossible for borrowers to repay the loan on time.

What Are the Alternatives to Payday Loans in Pima, Arizona?

If you’re in need of emergency cash, there are several alternatives to payday loans that are legal in Arizona. These include:

  • Credit unions: Many credit unions offer low-interest loans to their members. Check with your local credit union to see if you qualify for a loan.
  • Personal loans: Personal loans are another option for emergency cash. You can typically get a personal loan from a bank or online lender. Make sure to compare interest rates and fees before applying.
  • Credit cards: If you have a credit card, you can use it to pay for emergency expenses. Just be sure to pay off the balance as soon as possible to avoid high interest charges.
  • Friends and family: Consider reaching out to friends or family members for a loan. Just be sure to put the terms of the loan in writing to avoid any misunderstandings.

Interesting Facts about Payday Loans in Pima, Arizona

  • In 2008, Arizona voters rejected a ballot initiative that would have legalized payday lending in the state.
  • Payday lenders often target low-income communities and people of color.
  • The average payday loan borrower takes out 8 loans per year, with an average loan amount of $375. This results in $520 in fees and an annual interest rate of 391%.

Apply Now

While payday loans are not legal in Arizona, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. We are a connector service and not a direct lender. Our goal is to help our customers find the best loan option for their needs. Fill out our online application today to get started.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Pima, Arizona?

It is illegal for lenders to offer payday loans in Pima, Arizona, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Pima, Arizona?

If you have already taken out a payday loan in Pima, Arizona, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.