Payday Loans in Poston, Arizona

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No payday loan companies in Poston, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Cash Title Loans 3921 E 29th St, Tucson, AZ 85711 +1 (520) 512 - 8808
Southeastern Arizona FCU 182 E 4th St, Benson, AZ 85602 +1 (520) 586 - 7095
Loanmax Title Loans 7450 W Cactus Rd, Peoria, AZ 85381 +1 (623) 239 - 3350
NOVA Home Loans - Green Valley Office 210 W Continental Rd 229, Green Valley, AZ 85622 +1 (520) 625 - 6682
American Southwest Credit Union ASCU 654 E 7th St, Benson, AZ 85602 +1 (520) 459 - 1860
Check Into Cash 321 AZ-260, Payson, AZ 85541 +1 (928) 468 - 1534
ACE Cash Express 1971 AZ-95 BLDG B, STE 1, Bullhead City, AZ 86442 +1 (928) 444 - 1110
Fast Auto Loans Title Loans 967 Hancock Rd UNIT 11, Bullhead City, AZ 86442 +1 (928) 704 - 0075
Thrivent Financial-Lutherans 19420 N 59th Ave, Glendale, AZ 85308 +1 (623) 234 - 9212
Fast Auto Loans Title Loans 1825 E Fort Lowell Rd, Tucson, AZ 85719 +1 (520) 320 - 6700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Poston, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apache Junction, AZ, Emergency Loan in Avondale, AZ, Same Day Loans in Buckeye, AZ, Payday Loans in Bullhead City, AZ, Payday Loans in Casa Grande, AZ, Guaranteed Loans in Chandler, AZ, Short-term Loans in El Mirage, AZ and Bad Credit Loans in Flagstaff, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Poston, AZ.

Beautiful sights of Poston, AZ

Payday Loans Available in Poston, AZ By The Following ZIP Codes:

85371

Are Payday Loans Legal In Poston, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Poston, AZ payday loan calculator

Payday loans, also known as cash advances, are short-term loans that help borrowers get through unexpected financial emergencies. Although these loans are a quick and easy way to get cash, they come with high fees and interest rates. Payday loans are prohibited in Arizona, including in the rural town of Poston.

What are Payday Loans?

Payday loans are typically used for unexpected expenses such as car repairs, medical bills, or utility bills. These loans are designed to be short-term solutions, with repayments due in full within two to four weeks.

The loan amount is usually based on the borrower’s income and credit history, and may range from $100 to $1,000 or more. To apply for a payday loan, the borrower must show proof of income, provide a personal check or bank account information, and sign an agreement to repay the loan plus fees.

Why are Payday Loans Prohibited in Arizona?

In 2008, Arizona voters decided to ban payday loans in the state. The key reason for the ban was that payday loans often trap borrowers into a cycle of debt. Before the ban, many borrowers were taking out multiple payday loans to repay their existing loans, causing them to fall deeper into debt.

The Arizona Consumer Loan Act became effective in July 2010 and made it illegal for lenders to offer payday loans in the state of Arizona. Since then, all payday lending operations have been shut down. In Poston, for example, there are no payday loan stores.

Alternative Options in Poston, Arizona

If you live in Poston, Arizona and are looking for short-term financial solutions, payday loans are not an option. However, there are other alternatives you can consider:

  • Credit Cards: If you have a credit card, you can use it for emergency expenses. However, keep in mind that credit cards also come with high interest rates and fees.
  • Personal Loans: You can apply for a personal loan from a bank or credit union. These loans may have lower interest rates than payday loans, but the approval process may take longer.
  • Credit Counseling: If you are struggling to make ends meet, credit counseling may help. These organizations can work with you to create a budget and develop a debt repayment plan.

Interesting Facts and Statistics about Payday Loans in Poston, Arizona

  • Poston, Arizona does not allow payday lenders to operate within its borders.
  • Arizona was one of the first states to ban payday lending in 2008.
  • The Center for Responsible Lending estimates that payday loan borrowers pay an average of $520 in fees for a $375 loan.
  • The Consumer Federation of America reports that the average payday loan borrower takes out 8-13 loans per year.

Apply Now for Short-Term Loans

TheGuaranteedLoans is a connector service that can help you find short-term loan options if you are in need of financial assistance. We partner with a network of reliable lenders who offer a variety of loan options, including installment loans and personal loans.

Please note that TheGuaranteedLoans is not a direct lender. Rather, we facilitate the connection between borrowers and lenders. Our application process is quick and easy, and you may receive loan offers within minutes of submitting your application.

Don’t let a financial emergency get you down. Apply now for short-term loans through TheGuaranteedLoans and get the help you need to get back on your feet.

F.A.Q.

Can I still be charged fees on a payday loan in Poston, Arizona?

No, you cannot be charged fees on a payday loan in Poston, Arizona because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Poston, Arizona?

No, you cannot be evicted from your home for taking out a payday loan in Poston, Arizona because these loans are illegal in the state.