Payday Loans in Surprise, Arizona

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Surprise, AZ

Company nameAddressZip codePhone number
1 Hour Car Title Loans Surprise 14780 W Mountain View Blvd 85374 +1 (480) 561 - 1606
AAMCO Transmissions & Total Car Care 17138 N 134th Dr 85378 +1 (623) 432 - 9122
Arizona Federal Credit Union - Surprise 15460 N Reems Rd 85374 +1 (602) 683 - 1000
Cactus Jack's Auto 13334 W Bell Rd 85374 +1 (623) 975 - 4746
Check Into Cash 13980 W Bell Rd Suite 17 85374 +1 (623) 556 - 5520
Check Into Cash 13980 W Bell Rd UNIT 17 85374 +1 (623) 556 - 5520
Credit Union West 16765 N Litchfield Rd 85374 +1 (602) 631 - 3200
Desert Financial Credit Union 13770 W Bell Rd 85374 +1 (602) 433 - 7000
Fast-Approval Car Title Loans 17061 N, Ave of the Arts 85378 +1 (623) 552 - 6368
First Choice Finance 12751 W Bell Rd Suite 123 85378 +1 (623) 933 - 2888
MidFirst Bank 16976 W Bell Rd 85374 +1 (623) 544 - 4636
Money Mart Suite 130, 13420 W Bell Rd 85374 +1 (844) 206 - 8735
Pawn1st 13390 W Bell Rd 85378 +1 (623) 500 - 2244
Title Loans Express 15282 W Brookside Ln 85374 +1 (480) 878 - 7945

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Surprise, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tempe, AZ, Payday Loans in Tucson, AZ, Payday Loan Without a Credit Check in Yuma, AZ, Payday Loans in Apache Junction, AZ, Emergency Loan in Avondale, AZ, Payday Loans in Buckeye, AZ, 24-Hour Loan in Bullhead City, AZ and Payday Loans in Casa Grande, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Surprise, AZ.

Beautiful sights of Surprise, AZ

Payday Loans Available in Surprise, AZ By The Following ZIP Codes:

85374, 85379, 85378, 85387

Are Payday Loans Legal In Surprise, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Surprise, AZ payday loan calculator

Payday Loans in Surprise, Arizona

For those living in Surprise, Arizona, it is important to understand that payday loans are not legal. Due to a statewide ban, residents of Surprise, Arizona cannot take out any type of loan that demands a repayment in a matter of days or weeks, as opposed to months or years.

What are payday loans?

Payday loans are short-term loans which typically have higher fees and interest rates. The loans are meant to provide quick relief in the event of a financial emergency, though the short repayment time period can make them difficult to manage.

The ban on payday loans in the state of Arizona

In 2010, the state of Arizona passed a law that effectively banned all payday loans within the state. This means that lenders in Arizona are prohibited from making short-term loans with associated interest and fees. This type of loan could still be taken out, but only if it is a loan where the repayment period is at least 60 days, as opposed to the typical two-week repayment period of payday loans.

Options for those in need of quick cash in Surprise, Arizona

While payday loans are not available, those in need of quick cash can explore other options in the state of Arizona. One potential solution is a title loan, which is a loan secured by the title of a car. This type of loan works similar to a payday loan—the borrower can receive quick cash in exchange for title of the vehicle and agrees to a repayment date.

Borrowers’ Rights in Surprise, Arizona

The Office of the Attorney General for the state of Arizona is responsible for handling any and all complaints related to payday loans. In the event of a dispute, it is important that borrowers reach out to the office for assistance. All complaints must be filed as soon as possible to ensure that the borrower’s rights are protected.

Is a payday loan right for me?

Payday loans can be a good option for those in need of quick cash in a pinch. However, due to the fact that they have shorter repayment periods and higher charges and interest, it is important to consider other options first. There are a variety of other loan options available in Surprise, Arizona, such as title loans and online personal loans, that may be more suitable for an individual’s needs.

F.A.Q.

  • Do payday loans exist in Arizona? No. Payday loans are illegal in the state of Arizona.
  • What are my options for quick cash? There are a variety of loan options available in Arizona, such as title loans, online personal loans, and installment loans.
  • Can I file a complaint in the event of a dispute? Yes, the Office of the Attorney General for the state of Arizona is responsible for handling any and all complaints related to payday loans.

Apply Now

If you find yourself in a situation needing quick cash, TheGuaranteedLoans can help. We are not a lender, but we connect borrowers with lenders who can provide the funds they need. Visit our website to fill out an online application and get connected with a lender.

More F.A.Q.

Are there any alternatives to payday loans in Surprise, Arizona?

Yes, there are several alternatives to payday loans in Surprise, Arizona, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Surprise, Arizona but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Arizona, regardless of where the lender is located.

How Many Cash Advance Companies are in Surprise, AZ?

With the help of our service, you will be able to find 14 cash advance companies in Surprise, AZ

What Cash Advance Companies in Surprise, AZ are the most popular?

You should check Check Into Cash, 1 Hour Car Title Loans Surprise, and AAMCO Transmissions & Total Car Care. Also, you can start your application online on our website.