Payday Loans in Spring Valley, Illinois

Payday Loan Companies in Spring Valley, IL

Company nameAddressZip codePhone number
Central Illinois Cash 225 St Paul St 61362 +1 (815) 663 - 4840
Central Illinois Cash 225 E St Paul St 61362 +1 (815) 663 - 4840
Spring Valley City Bank 315 N Cornelia St 61362 +1 (815) 663 - 2211

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring Valley, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Quincy, IL, Payday Loan Companies in Rock Island, IL, Emergency Loan in Rockford, IL, Guaranteed Loans in Romeoville, IL, Short-term Loans in Saint Charles, IL, 24-Hour Loan in Schaumburg, IL, Bad Credit Loans in Skokie, IL and No Credit Check Loans in Springfield, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Valley, IL.

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Payday Loans Available in Spring Valley, IL By The Following ZIP Codes:

61362

Are Payday Loans Legal In Spring Valley, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Spring Valley, IL payday loan calculator

F.A.Q.

Can I be sued if I default on a payday loan in Spring Valley, Illinois?

Yes, payday lenders in Spring Valley, Illinois can sue borrowers who default on their loans. However, borrowers have the right to defend themselves in court and may be able to negotiate a settlement or payment plan with the lender.

How can I file a complaint about a payday lender in Spring Valley, Illinois?

Borrowers who wish to file a complaint about a payday lender in Spring Valley, Illinois can do so by contacting the Illinois Department of Financial and Professional Regulation. Complaints can be filed online, by phone, or by mail.

How Many Cash Advance Companies are in Spring Valley, IL?

With the help of our service, you will be able to find 3 cash advance companies in Spring Valley, IL

What Cash Advance Companies in Spring Valley, IL are the most popular?

You should check Central Illinois Cash and Spring Valley City Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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