Payday Loans in Ensign, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Ensign, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Midwest Title Loans Kansas 2500 State Ave, Kansas City, KS 66102 +1 (913) 281 - 9997
Helping Hand Quick Cash 1801 S 9th St, Salina, KS 67401 +1 (785) 827 - 8999
Money Town Pawn Shop 2425 Oliver, Wichita, KS 67210 +1 (316) 683 - 3002
Commerce Bank - CLOSED 12671 Antioch Rd, Overland Park, KS 66213 +1 (816) 234 - 2250
River Cities Community Credit Union 513 Commercial St, Atchison, KS 66002 +1 (913) 367 - 1488
American Payday Loans 1910 Haskell Ave., Ste 4, Lawrence, KS 66046 +1 (888) 202 - 9026
Advance America 2121 SW Wanamaker Rd #119, Topeka, KS 66614 +1 (785) 271 - 8851
Bank Midwest 212 S Broadway St, Louisburg, KS 66053 +1 (913) 837 - 5321
Security State Bank 506 Main St, Scott City, KS 67871 +1 (620) 872 - 7224
Check Into Cash 1004 41st St, Hays, KS 67601 +1 (785) 628 - 0744

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ensign, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, No Credit Check Loans in Olathe, KS and Payday Loans in Overland Park, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ensign, KS.

Beautiful sights of Ensign, KS

Payday Loans Available in Ensign, KS By The Following ZIP Codes:

67841

Are Payday Loans Legal In Ensign, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Ensign, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Ensign, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Ensign, KS payday loan calculator

Payday Loans in Ensign, Kansas: What You Need to Know

Payday loans are a type of short-term loan that is available to residents of Ensign, Kansas. These loans provide quick access to cash when you need it most and can be a helpful solution for unexpected expenses. However, it is essential to understand the terms of a payday loan before you apply for one.

How do Payday Loans Work in Kansas?

In Kansas, payday loans are legal. These loans are designed to be short-term loans, with loan amounts typically ranging from $100 to $500. The borrower writes a post-dated check for the loan amount plus fees, which the lender cashes on the borrower’s next payday. Alternatively, the borrower can authorize the lender to electronically withdraw the loan amount plus fees from the borrower’s bank account on the borrower’s next payday.

The fees for payday loans in Kansas are regulated by the state. The fees can be up to 15% of the loan amount, and lenders can charge additional fees for processing and other services. The annual percentage rate (APR) for payday loans in Kansas can be up to 391%.

The Benefits of Payday Loans in Ensign, Kansas

There are several advantages to payday loans in Ensign, Kansas. These include:

  • Quick access to cash when you need it most.
  • No collateral needed.
  • No credit check required.
  • Easy application process.

However, it is important to understand that payday loans should only be used for emergencies. These loans have high fees and interest rates, which can make them difficult to repay if not used responsibly.

The Risks of Payday Loans in Ensign, Kansas

There are also risks associated with payday loans in Ensign, Kansas. These include:

  • High fees and interest rates.
  • Risk of falling into a cycle of debt.
  • Potential for unauthorized withdrawals from your bank account.
  • Potential for harassment from lenders.

It is vital to understand the risks associated with payday loans before applying for one. If you are unable to repay your loan on time, you may incur additional fees and interest, which can make it difficult to repay the loan.

Interesting Facts About Payday Loans in Ensign, Kansas

  • The average payday loan in Kansas is for $300.
  • The average APR for a payday loan in Kansas is 391%.
  • Kansas has some of the highest fees for payday loans in the United States.
  • In 2019, the Kansas legislature passed a bill that would limit payday loan fees to 5% of the loan amount.

How to Apply for a Payday Loan in Ensign, Kansas

If you need a payday loan in Ensign, Kansas, TheGuaranteedLoans can help. We are a connector service that will facilitate your connection with potential lenders. Our application process is easy and straightforward, and we work with a network of lenders to help you find the best loan options for your individual needs.

To apply for a payday loan, simply visit our website and fill out the online application. You will need to provide some basic personal and financial information, including your name, address, employment information, and bank account details. Once you submit your application, we will connect you with potential lenders who may be able to offer you a loan.

Remember, payday loans should only be used for emergencies and should be repaid on time to avoid additional fees and interest. If you are struggling with debt, there are resources available to help you manage your finances and find debt relief.

Apply now to see if you qualify for a payday loan through TheGuaranteedLoans.

F.A.Q.

Are there alternatives to payday loans in Ensign, Kansas?

Yes, there are alternatives to payday loans in Ensign, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.

Can I extend or renew my payday loan in Ensign, Kansas?

Yes, you can extend or renew your payday loan in Ensign, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.