Payday Loans in Highland, Kansas

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No payday loan companies in Highland, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 507 N 14th Ave b, Dodge City, KS 67801 +1 (620) 227 - 2469
Advance America 433 East Chestnut, Junction City, KS 66441 +1 (785) 238 - 1633
Western Union 618 W 6th St Dillons, Junction City, KS 66441 +1 (785) 238 - 2141
Black Dog Tow, Tire and Recovery 548 East 2nd, Bunker Hill, KS 67626 +1 (620) 639 - 2635
Jackson Hewitt Tax Service 3503 10th St, Great Bend, KS 67530 +1 (785) 827 - 7889
SEK Financial 399 E Hudson Rd, Fort Scott, KS 66701 +1 (620) 223 - 5756
Jabara's Check Cashing 4703 E 13th St N, Wichita, KS 67208 +1 (316) 684 - 2855
Community National Bank & Trust 120 E Madison Ave, Iola, KS 66749 +1 (620) 365 - 6000
Mortgages Unlimited Inc 303 N Kansas Ave, Liberal, KS 67901 +1 (620) 624 - 7617
First Option Bank Elwood 209 Roseport Rd, Elwood, KS 66024 +1 (913) 557 - 0800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Highland, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loan for Lenexa, KS, Payday Loans in Manhattan, KS, Guaranteed Loans in Olathe, KS and Payday Loans in Overland Park, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Highland, KS.

Payday Loans Available in Highland, KS By The Following ZIP Codes:

66035

Are Payday Loans Legal In Highland, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Highland, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Highland, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Highland, KS payday loan calculator

Understanding Payday Loans in Highland, Kansas

If you’re a Kansas resident with unexpected expenses, you might be considering a payday loan. Payday loans are short-term loans designed to help individuals bridge gaps in their finances until their next payday. While these loans come with a higher interest rate than traditional loans, they can be helpful in emergencies.

Payday loans are legal in Kansas, including in Highland. However, if you’re considering taking out a payday loan, it’s essential to understand the terms and conditions of the loan and the potential risks involved.

What are Payday Loans?

Payday loans are short-term loans, typically for two to four weeks. They’re designed to help individuals who need to cover unexpected expenses, such as a car repair or medical bills, until their next paycheck comes in. Payday loans are often for small amounts, usually ranging from $100 to $1,000, and require the borrower to repay the loan in one lump sum, plus fees and interest, on their next payday.

How do Payday Loans Work?

To obtain a payday loan, you must typically provide proof of income, such as a pay stub, and a valid ID. The lender will then verify your information and determine if you qualify for the loan. If approved, the lender will deposit the loan amount into your checking account.

When the loan becomes due on your next payday, the lender will deduct the loan amount, plus fees and interest, from your account. If you’re unable to repay the loan on time, the lender may charge additional fees or even send your account to collections.

The Risks of Payday Loans

While payday loans can be helpful in emergencies, they come with risks. The high-interest rates and short-term nature of these loans make them easy to fall into a cycle of debt. If you’re unable to repay the loan on time, you may be charged additional fees and incur more debt.

Additionally, some payday lenders have been known to use unethical or illegal tactics to collect loan payments. Be sure to research the lender you’re considering before applying and check their reviews and ratings.

Interesting Facts and Statistics about Payday Loans in Highland, Kansas

Did you know that Highland, Kansas, has a population of approximately 1,000 people? While payday loans can be helpful in emergencies, they’re not suitable for everyone. According to a report by the Consumer Financial Protection Bureau, more than 80 percent of payday loans are rolled over or followed by another loan within two weeks. This means that the borrower is stuck in a cycle of debt and paying high-interest rates that can make it challenging to get ahead financially.

Apply Now

If you’re considering a payday loan in Highland, Kansas, TheGuaranteedLoans can help. We’re a connector service that facilitates connections between borrowers and potential lenders. We understand that emergencies happen, and we’re here to help you find a lender who can provide you with the funds you need quickly and easily.

Applying for a payday loan through TheGuaranteedLoans is simple. Fill out our online application, and we’ll review your information and send it to potential lenders who may be able to provide you with a loan. However, keep in mind that TheGuaranteedLoans is not a direct lender, and we do not make lending decisions.

Conclusion

Payday loans can be a helpful tool in emergencies, but they come with risks. If you’re considering a payday loan in Highland, Kansas, be sure to understand the terms and conditions of the loan and the potential risks. Be sure to research potential lenders and read reviews before applying. If you’re ready to apply for a payday loan today, TheGuaranteedLoans can help connect you with potential lenders who can provide you with the funds you need.

F.A.Q.

Can a payday lender garnish my wages in Highland, Kansas if I default on my loan?

Yes, if you default on your payday loan in Highland, Kansas, the lender may be able to garnish your wages to recover the funds. This means that a portion of your paycheck will be withheld and used to pay off your debt.

Can a payday lender seize my assets in Highland, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Highland, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.