Payday Loans in Lamont, Kansas

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No payday loan companies in Lamont, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Helping Hand Quick Cash 1116 N Taylor Ave, Garden City, KS 67846 +1 (620) 276 - 8999
American Cash Exchange 604 S 15th St, Manhattan, KS 66502 +1 (785) 537 - 1803
Citizens Financial 1120 N Main St, El Dorado, KS 67042 +1 (316) 321 - 1591
Arvest Bank 306 E Main St, Gardner, KS 66030 +1 (913) 953 - 4393
Azura Credit Union 5326 Ashby Ave, Fort Riley, KS 66442 +1 (785) 233 - 5556
Bank Midwest 212 S Broadway St, Louisburg, KS 66053 +1 (913) 837 - 5321
Credit Union of America 11858 W 21st St, Wichita, KS 67205 +1 (316) 265 - 3272
Peoples Bank and Trust 215 S Main St, Inman, KS 67546 +1 (620) 585 - 2265
Wells Fargo Advisors 201 S Broadway St, Pittsburg, KS 66762 +1 (620) 232 - 3120
CommunityAmerica Credit Union - Video Teller Center 7620 State Line Rd, Prairie Village, KS 66208 +1 (913) 905 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lamont, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Overland Park, KS, Payday Loan for Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Online Loans in Hutchinson, KS, Payday Loans in Kansas City, KS and 24-Hour Loan in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lamont, KS.

Are Payday Loans Legal In Lamont, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Lamont, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Lamont, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Lamont, KS payday loan calculator

Payday Loans in Lamont, Kansas

If you’re in need of quick cash, payday loans in Lamont, Kansas, could be an option. While payday loans have a bad reputation, they can be a helpful tool for those who need fast access to cash for unexpected expenses. In this article, we’ll explore what payday loans are, how to apply for them in Lamont, Kansas, and what to consider before taking one out.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. These loans can be accessed quickly and easily, with many lenders offering online applications that can be completed in minutes. Payday loans are designed to help those who need quick cash for unexpected expenses, such as car repairs, medical bills, or emergency travel expenses.

How Do You Apply for a Payday Loan in Lamont, Kansas?

The process of applying for a payday loan in Lamont, Kansas, is straightforward. First, you’ll need to find a payday lender that operates in Lamont. Many lenders have online applications, so you can apply from the convenience of your own home. You’ll need to provide personal information, such as your name, address, and social security number, as well as employment and income information.

Once you’ve submitted your application, the lender will review it and determine whether you qualify for a loan. If you’re approved, you’ll be notified of the loan terms, including the interest rate, fees, and due date. It’s important to carefully review the terms of the loan before accepting it to ensure that you can repay the loan on time and that you understand all the costs associated with it.

What Are the Requirements for Getting a Payday Loan in Lamont, Kansas?

While the specific requirements for getting a payday loan in Lamont, Kansas, can vary by lender, there are some general requirements that most lenders share:

  • You must be at least 18 years old
  • You must be a US citizen or permanent resident
  • You must have a regular source of income
  • You must have an active checking account

Some lenders may require additional documentation or information, such as proof of employment, a copy of your driver’s license, or a voided check.

What Should You Consider Before Taking Out a Payday Loan in Lamont, Kansas?

Before taking out a payday loan in Lamont, Kansas, it’s important to carefully consider your financial situation and whether a payday loan is the best option for you. Payday loans can have high interest rates and fees, which can make them difficult to repay on time, especially if you’re already struggling financially.

If you’re considering a payday loan, it’s important to have a plan in place for repaying the loan. Make sure you understand the terms of the loan, including the interest rate, fees, and due date. If you’re unable to repay the loan on time, you may be eligible for an extension or installment plan, but these options can also come with additional fees and interest.

Interesting Facts About Payday Loans in Lamont, Kansas

  • The number of payday lending storefronts has decreased in Kansas, from 360 in 2012 to 237 in 2016.
  • The average payday loan in Kansas is $308, with an average finance charge of $55.
  • Kansas law caps the amount of interest that can be charged on a payday loan at 15%.

Apply Now

If you need cash fast and are considering a payday loan in Lamont, Kansas, TheGuaranteedLoans can help you connect with potential lenders. Our easy online application process can be completed in minutes, and we’ll work to match you with a reputable lender who can offer you a loan that meets your needs. Remember, we are a connector service, not a direct lender. Apply now and get the cash you need to cover unexpected expenses.

F.A.Q.

How do I repay a payday loan in Lamont, Kansas?

Payday loans in Lamont, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.

Are payday loans in Lamont, Kansas regulated?

Yes, payday loans in Lamont, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.