Payday Loans in Plantersville, Mississippi

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No payday loan companies in Plantersville, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Family Choice Financial 101 1/2 N Cass St, Corinth, MS 38834 +1 (662) 665 - 7976
American Mortgage - Lucedale MS 168 Cowart St 8, Lucedale, MS 39452 +1 (601) 508 - 6056
Tower Loan 122 Parkway Plaza, Kosciusko, MS 39090 +1 (662) 289 - 5711
First Metropolitan Financial Services W, 3002 US-72, Corinth, MS 38834 +1 (662) 594 - 1491
Liberty Finance Co 500 N Applegate St, Winona, MS 38967 +1 (662) 283 - 5353
Money Now 2011 Highway 72 E, Corinth, MS 38834 +1 (662) 287 - 6868
Regions Bank 540 Main St, Greenville, MS 38701 +1 (662) 433 - 6690
Loanmaster 12449 US 49, Gulfport, MS 39503 +1 (228) 539 - 2027
Title Cash 1544 Martin Luther King Jr Blvd, Greenville, MS 38701 +1 (662) 335 - 0031
Check Cashers & More Inc 1201 Old Hwy 49 S, Richland, MS 39218 +1 (601) 936 - 9066

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plantersville, MS, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Hattiesburg, MS, Payday Loans in Jackson, MS, Guaranteed Loans in Meridian, MS, Payday Loans in Olive Branch, MS, Emergency Loan in Southaven, MS, Online Loans in Tupelo, MS, Payday Loans in Biloxi, MS and Payday Loans in Greenville, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plantersville, MS.

Beautiful sights of Plantersville, MS

Payday Loans Available in Plantersville, MS By The Following ZIP Codes:

38862

Are Payday Loans Legal In Plantersville, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Plantersville, MS payday loan calculator

Understanding Payday Loans in Plantersville, Mississippi

Payday loans are a type of short-term loan that is payable on the borrower’s next payday. These loans provide quick access to cash when an emergency arises or when an individual needs to bridge the gap between paychecks. While payday loans can be helpful, they can also lead to a cycle of debt if not managed responsibly.

How Payday Loans Work in Plantersville, Mississippi

In Mississippi, payday loans are legal and licensed by the state. The maximum amount that borrowers can receive is $500, and the maximum loan term is 30 days. Borrowers are allowed to have one outstanding loan at a time and can be charged up to 520% annual percentage rate (APR).

To apply for a payday loan in Plantersville, borrowers need to be at least 18 years old, have a steady income, and provide proof of residency. Borrowers will also need to provide a post-dated check or bank account information as collateral on the loan.

The Pros and Cons of Payday Loans in Plantersville, Mississippi

The Pros

  • Payday loans are easy and quick to obtain, offering borrowers immediate access to cash when they need it most.
  • Borrowers with poor credit often find it easier to qualify for a payday loan, as credit checks are not typically required.
  • The loan amount is typically smaller, making it easier to pay off the loan without accruing additional debt.

The Cons

  • The high APR on payday loans can make them a costly way to borrow money, especially if the loan is rolled over or extended.
  • The short repayment time can make it difficult to pay off the loan on time, leading to additional fees and interest charges.
  • Defaulting on a payday loan can have serious consequences, including collection calls, legal action, and a negative impact on credit scores.

Interesting Facts and Statistics about Payday Loans in Plantersville, Mississippi

  • In Mississippi, the average payday loan is $375, and borrowers typically pay $97 in fees for a two-week loan.
  • In 2019, Mississippi borrowers took out more than 950,000 payday loans, with the average borrower taking out eight loans per year.
  • Mississippi has one of the highest concentrations of payday lenders in the country, with more than 1,100 payday lending locations across the state.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer a fast and secure online application process, connecting borrowers with potential lenders who may be able to help. Our service is free to use, and we are not a direct lender. Instead, we work as a connector service, linking borrowers with lenders who may be able to meet their needs.

If you need a payday loan in Plantersville, Mississippi, visit our website today and fill out our online application. Our process is simple and easy, and we may be able to help you get the cash you need quickly.

F.A.Q.

Can I rollover or renew my payday loan in Plantersville, Mississippi?

Yes, some payday lenders in Plantersville, Mississippi may allow you to rollover or renew your loan for an additional fee. However, it is important to carefully consider the potential risks and costs associated with renewing a payday loan.

Are payday loans regulated in Plantersville, Mississippi?

Yes, payday lending is regulated in Plantersville, Mississippi and all lenders must be licensed and adhere to state laws governing interest rates and fees.