Payday Loans in Swiftown, Mississippi

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No payday loan companies in Swiftown, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Small Business Loans Gulfport MS - Merchant Cash Advance Mississippi - Invoice Factoring & Unsecured Loans 14230 Seaway Rd, Gulfport, MS 39503 +1 (228) 641 - 0683
Quik Cash 212-c Broadway Dr, Hattiesburg, MS 39401 +1 (601) 544 - 3005
Sistrunk Sales and Service 819 W 3rd St 4006, Forest, MS 39074 +1 (601) 469 - 3388
World Finance 500 US-61, Natchez, MS 39120 +1 (601) 304 - 2272
Cash Express 408 E Walnut St, Ripley, MS 38663 +1 (662) 837 - 3048
Regions Bank 129 S Sharpe Ave, Cleveland, MS 38732 +1 (662) 579 - 2470
Speedee Cash 903 Main St, Tupelo, MS 38801 +1 (662) 690 - 8004
Liberty Tax and Loans 8863 Goodman Rd Ste 104, Olive Branch, MS 38654 +1 (662) 895 - 4412
Education Services Foundation 2600 Lakeland Dr, Jackson, MS 39216 +1 (601) 321 - 5555
World Finance 1060 E County Line Rd Ste 20, Ridgeland, MS 39157 +1 (601) 206 - 9559

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Swiftown, MS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Olive Branch, MS, Payday Loans in Southaven, MS, 24-Hour Loan in Tupelo, MS, 24-Hour Loan in Biloxi, MS, Payday Loans in Greenville, MS, Same Day Loans in Gulfport, MS, Guaranteed Loans in Hattiesburg, MS and Payday Loans in Jackson, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Swiftown, MS.

Are Payday Loans Legal In Swiftown, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Swiftown, MS payday loan calculator

In the state of Mississippi, payday loans are legal. This means that residents of Swiftown can avail of this financial product. Before making a decision whether to apply for a payday loan, it’s important to understand the benefits and risks associated with this type of financing.

What are Payday Loans?

Payday loans are small short-term loans designed to help individuals cover unexpected expenses. The loan amount is typically $500 or less, and the repayment term is usually no more than two weeks. Payday loans are a popular option for those who need cash quickly but do not have access to traditional forms of credit.

How do Payday Loans Work?

The process of obtaining a payday loan is relatively simple. After filling out an application, the lender will review the borrower’s information to determine eligibility. If approved, the borrower will receive the funds directly in their bank account. On the due date, the borrower must repay the loan amount plus interest and fees.

Benefits of Payday Loans

  • Quick access to funds: Payday loans are a fast way to obtain cash in emergency situations.
  • Easy application process: Payday loan applications are relatively simple and do not require extensive paperwork.
  • No credit checks: Most payday lenders do not perform credit checks, making them accessible for those with poor credit scores.

Risks of Payday Loans

  • High-interest rates: Payday loans typically come with high-interest rates, which can make repayment challenging for borrowers.
  • Short repayment term: The repayment term for payday loans is typically no more than two weeks, which can be difficult for some borrowers.
  • Debt cycle: Borrowers who are unable to repay their loans on time may find themselves in a never-ending cycle of debt as they take out more loans to cover previous ones.

Interesting Facts and Statistics About Payday Loans in Swiftown, Mississippi

  • Mississippi has one of the highest rates of payday loan usage in the United States.
  • The average payday loan in Mississippi is $375.
  • In 2016, Mississippi lawmakers voted against capping payday loan interest rates at 36%.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application form to get started. Please note that we are a connector service, not a direct lender, and that we do not make lending decisions. However, we are committed to helping you find the right financial solution for your needs.

Remember to borrow responsibly and only take out a payday loan if you can repay it on time. With the right approach, payday loans can be a helpful financial tool in emergency situations.

F.A.Q.

Are there any penalties for early repayment of a payday loan in Swiftown, Mississippi?

No, there are no penalties for early repayment of a payday loan in Swiftown, Mississippi. In fact, it is often in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can I get a payday loan in Swiftown, Mississippi if I have bad credit?

Yes, payday loans are often available to borrowers with poor credit.