Payday Loans in Caplinger Mills, Missouri

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No payday loan companies in Caplinger Mills, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 500 W 6th St, Rolla, MO 65401 +1 (573) 364 - 1677
ACE Cash Express 1165 Gravois Rd #124, Fenton, MO 63026 +1 (636) 326 - 1504
Sun Loan Company 309 E Main St, Park Hills, MO 63601 +1 (573) 431 - 6504
LoanMaster 200 S Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 785 - 5626
Check Into Cash 103 S 2nd St, Ozark, MO 65721 +1 (877) 244 - 8254
American Bank of Missouri 101 N Cherry St, Middletown, MO 63359 +1 (573) 549 - 2814
Phelps County Bank 718 N Pine St, Rolla, MO 65401 +1 (573) 364 - 5202
Chad Noble, Movement Mortgage 2731 E Battlefield Rd, Springfield, MO 65804 +1 (417) 218 - 0212
Title Cash 1200 N Morley St, Moberly, MO 65270 +1 (660) 263 - 1141
World Finance Corporation 206 S Bishop Ave d, Rolla, MO 65401 +1 (573) 364 - 0162

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Caplinger Mills, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Louis, MO, Online Loans in Saint Peters, MO, 24-Hour Loan in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Bad Credit Loans in Cape Girardeau, MO and Payday Loans in Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caplinger Mills, MO.

Are Payday Loans Legal In Caplinger Mills, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Caplinger Mills, MO payday loan calculator

Getting to Know Payday Loans in Caplinger Mills, Missouri

Payday loans have become an increasingly popular option for individuals and families in need of fast cash to cover urgent expenses. Caplinger Mills, Missouri residents are fortunate in that payday loans are legal in the state.

What are Payday Loans?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These loans are meant to provide quick and easy access to cash, often in emergency situations where a sudden expense cannot be covered with available funds.

Payday loans are unsecured loans, meaning that the borrower does not have to put up collateral in exchange for the loan. Instead, lenders will typically require the borrower to provide proof of income and employment, as well as basic personal information.

How do Payday Loans Work in Caplinger Mills, Missouri?

In Caplinger Mills, Missouri, the state regulates payday loan lenders to protect borrowers from predatory lending practices. According to state law, lenders are not able to charge more than 75% of the initial loan amount in interest and fees, and borrowers are limited to one loan at a time. Lenders are required to provide borrowers with a clear and concise explanation of all terms and fees associated with the loan.

When the borrower applies for a payday loan, they will typically be asked to provide proof of income and employment, as well as basic personal information. If approved, the loan amount will be deposited into the borrower’s bank account, often within 24 hours. The loan is typically due on the borrower’s next payday, and the lender will automatically withdraw the loan amount, plus any interest and fees, from the borrower’s bank account.

Benefits of Payday Loans in Caplinger Mills, Missouri

Payday loans can be a valuable resource for individuals and families in need of emergency cash. These loans can help cover a sudden expense, such as a car repair or medical bill, without the need to put up collateral or wait for traditional loan approval processes. Additionally, payday loans are typically easier to obtain than traditional bank loans, and they can often be secured with bad credit or no credit history.

Potential Risks of Payday Loans in Caplinger Mills, Missouri

While payday loans can provide quick and easy access to cash, they also come with potential risks. Many payday lenders charge high interest rates and fees, which can quickly add up and make it difficult for borrowers to pay back the loan. Additionally, payday loans are often due on the borrower’s next payday, which can make it difficult to budget and plan for upcoming expenses.

Interesting Fact about Payday Loans in Caplinger Mills, Missouri

  • In Missouri, the average payday loan is $315, and the average APR is 462%. Source: Missouri Division of Finance

Apply Now for a Payday Loan

If you are in need of emergency cash and live in Caplinger Mills, Missouri, TheGuaranteedLoans can help you connect with potential lenders. Simply fill out our online application and we will work to match you with a reputable lender who can provide the funds you need. Keep in mind that TheGuaranteedLoans is not a direct lender, but rather a connector service that can facilitate your connection with potential lenders.

Thank you for considering TheGuaranteedLoans as your trusted payday loan provider in Caplinger Mills, Missouri.

F.A.Q.

Can I be arrested for not paying back a payday loan in Caplinger Mills, Missouri?

No, it is not legal for a lender to threaten or pursue criminal action for non-payment of a payday loan in Caplinger Mills, Missouri.

How do I apply for a payday loan in Caplinger Mills, Missouri?

You can apply for a payday loan in Caplinger Mills, Missouri by visiting a lender's storefront or website and filling out an application form.