Payday Loans in Lockhart, Alabama

No payday loan companies in Lockhart, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
State Bank & Trust Co 401 S Commerce St, Geneva, AL 36340 +1 (334) 684 - 2247
1st Franklin Financial 11227 Al Hwy 157, Suite J, Moulton, AL 35650
Always Money 2124 Cogswell Ave, Pell City, AL 35125
Regions Bank 100 7th St S, Clanton, AL 35045 +1 (205) 312 - 7740
Security Finance 806 N Main St e, Atmore, AL 36502
Check Into Cash 104 Green Springs Hwy #110, Homewood, AL 35209
Check 'n Go W, 4922 US-78, Oxford, AL 36203
BB&T 120 Greenville Bypass, Greenville, AL 36037 +1 (334) 382 - 6523
Quick Credit 320 W Avalon Ave #6, Muscle Shoals, AL 35661
North American Title Loans 2600 N Jackson Hwy, Sheffield, AL 35660 +1 (256) 383 - 1980

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lockhart, AL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Mountain Brook, AL, Payday Loans in Northport, AL, No Credit Check Loans in Opelika, AL, Same Day Loans in Oxford, AL, Payday Loans in Pelham, AL, Payday Loans in Pell City, AL, Payday Loan for Phenix City, AL and No Credit Check Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lockhart, AL.

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Payday Loans Available in Lockhart, AL By The Following ZIP Codes:

36455, 36422

Are Payday Loans Legal In Lockhart, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Lockhart, AL payday loan calculator

F.A.Q.

How do payday loans work in Lockhart, Alabama?

To obtain a payday loan in Lockhart, Alabama, a borrower must first apply for the loan at a storefront or online lender. The borrower will typically be required to provide proof of income and a valid checking account in order to qualify for the loan. Once the loan is approved, the lender will deposit the funds into the borrower's checking account, and the borrower will be required to repay the loan on their next payday, along with any fees or interest charges.

Are payday loans legal in Lockhart, Alabama?

Yes, payday loans are legal in Lockhart, Alabama. The state has specific regulations in place that govern the operation of payday lenders, including limits on the amount of the loan, the fees and interest charges that can be charged, and the number of loans a borrower can take out at any given time.

Look for Short-Term Loans in Other Cities:

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Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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