Payday Loans in Ketchikan, Alaska

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Payday Loan Companies in Ketchikan, AK

Company nameAddressZip codePhone number
Alaska Personnel Inc 5216 Borch St 99901 +1 (907) 225 - 7170
Alaska USA Federal Credit Union 2417 Tongass Ave 99901 +1 (907) 247 - 7600
Credit Union 1 2444 Hemlock St 99901 +1 (800) 478 - 2222
Credit Union 1 - Ketchikan Branch 2444 Hemlock St 99901 +1 (907) 339 - 9485
Erin Reeve - Raymond James 307 Stedman St 99901 +1 (907) 247 - 6669
First Bancorp Inc 2030 Sea Level Dr 300 99901 +1 (907) 228 - 4219
First Bank 2030 Sea Level Dr 99901 +1 (800) 478 - 6101
KeyBank 2501 Tongass Ave 99901 +1 (844) 433 - 2068
Madison's Flooring & Design Center 2050 Sea Level Dr 108 99901 +1 (907) 225 - 8453
New York Life 2050 Sea Level Dr 106 99901 +1 (907) 225 - 9558
Northern Credit Services 9737 Mud Bay Rd 103 99901 +1 (907) 225 - 5131
Northrim Bank 2491 Tongass Ave 99901 +1 (800) 478 - 2265
S E Loan 1900 Tongass Ave 99901 +1 (907) 225 - 5626
Sea Imports 318 Dock St A 99901 +1 (907) 225 - 3082
Thrivent Financial-Lutherans 2422 Tongass Ave 99901 +1 (907) 225 - 2780
Tongass Federal Credit Union 2000 Tongass Ave 99901 +1 (907) 225 - 9063
Walmart Money Center 4230 Don King Rd 99901
Walmart Pharmacy 4230 Don King Rd 99901 +1 (907) 247 - 2183

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ketchikan, AK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in King Salmon, AK, Payday Loans in Kodiak, AK, Short-term Loans in Nikiski, AK, Payday Loans in Nome, AK, Guaranteed Loans in North Pole, AK, Payday Loans in Palmer, AK, Quick Loan in Salcha, AK and Payday Loans in Seward, AK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ketchikan, AK.

Beautiful sights of Ketchikan, AK

Payday Loans Available in Ketchikan, AK By The Following ZIP Codes:

99950, 99901

Are Payday Loans Legal In Ketchikan, Alaska?

Loan Rates and Fees, Laws and Regulations in Alaska.

Alaska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)435
Maximum Loan Amount$500
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed2
Finance Charges15% of the amount advanced

Ketchikan, AK payday loan calculator

Welcome to Ketchikan, Alaska – Home of Payday Loans

Ketchikan, Alaska, is home to some of the most beautiful scenery in the United States. From the soaring mountains and glacier-fed lakes to the salmon-filled rivers and colorful wildflowers, Ketchikan offers something for everyone. But did you know that Ketchikan, Alaska also offers payday loans?

Payday loans are short-term, unsecured loans that are designed to help borrowers get through a financial emergency. Payday loans are legal in Alaska, and Ketchikan is no exception to the law. Payday loans provide quick access to cash, usually between $100 and $1,000, which can be extremely helpful when you’re in a bind and need money fast.

How Do Payday Loans Work in Ketchikan?

Payday loans in Ketchikan, Alaska, work the same way they do in any other part of the state or country. The application process can be completed online or in-person at a payday loan lender’s office. To qualify for a payday loan, borrowers must be at least 18 years old, have a verifiable source of income, and a valid checking account.

When applying for a payday loan, you’ll need to provide some basic information, such as your name, address, and employer. You will also be asked to provide documentation verifying your income. Then, you’ll need to provide the lender with a signed agreement stating the terms of the loan, such as the amount borrowed, interest rate, and repayment date.

Once the loan is approved, the funds can typically be deposited into your checking account as soon as the next business day.

What Are The Costs of Payday Loans in Ketchikan?

Payday loans in Ketchikan, Alaska, typically come with an annual percentage rate (APR) of between 459.37% and 1295% depending on the lender. Compared to other types of unsecured loans, payday loans have a very high APR; however, this is due to the fact that they are short-term loans and the amount of interest charged is lower than other loans.

In addition to the APR, payday loan borrowers in Ketchikan also need to be aware of other potential fees, such as application fees, late fees, and bounced check fees. It’s important to read and understand the loan agreement before signing it to make sure you know the full cost of the loan.

Are Payday Loans Safe In Ketchikan, Alaska?

Payday loans can be a safe and convenient way to obtain quick cash when you’re in a financial bind. However, it is important to make sure you’re dealing with a reputable payday lender. Make sure the lender is licensed to operate in the state of Alaska and that it complies with all local and state regulations.

It’s also important to be aware of the potential pitfalls of payday loans. Payday loans can be very costly, with high interest rates and fees. They also need to be repaid on the due date or your loan may be extended, which could result in even more fees.

F.A.Q.

  • Can I apply for a payday loan in Ketchikan, Alaska? – Yes, payday loans are legal in Alaska, and Ketchikan is no exception. You can apply for a payday loan online or in-person at a payday loan lender’s office.
  • What information do I need to apply? – To apply for a payday loan, you’ll need to provide some basic information, such as your name, address, and employer, and documentation verifying your income. You will also need to provide a signed agreement stating the terms of the loan, such as the amount borrowed, interest rate, and repayment date.
  • What are the costs of payday loans in Ketchikan? – Payday loans typically come with an annual percentage rate (APR) of between 459.37% and 1295%. In addition to the APR, borrowers also need to be aware of other potential fees, such as application fees, late fees, and bounced check fees.
  • Are payday loans safe in Ketchikan? – Payday loans can be a safe and convenient way to obtain quick cash when you’re in a financial bind; however, it is important to make sure you’re dealing with a reputable payday lender and be aware of the potential pitfalls of payday loans.

Apply Now

When you’re in a financial bind and need quick access to cash, a payday loan from a reputable lender in Ketchikan, Alaska, may be the solution. At TheGuaranteedLoans, we can connect you with lenders that offer payday loans in Ketchikan. Our loan matching process is fast, easy, and secure. Get started today and get the cash you need fast.

TheGuaranteedLoans is not a lender and does not provide loans or make credit decisions. We will connect you with lenders who can offer payday loans in Ketchikan, Alaska. You can apply online today and get the cash you need quickly.

More F.A.Q.

Are payday loans legal in Ketchikan, Alaska?

Yes, payday loans are legal in Ketchikan, Alaska. The state has a maximum loan amount of $500 and a maximum loan term of 31 days.

Do I need to have good credit to get a payday loan in Ketchikan, Alaska?

No, you do not need to have good credit to get a payday loan in Ketchikan, Alaska. Payday loans are often used by people with bad credit or no credit who need quick access to cash.

How Many Cash Advance Companies are in Ketchikan, AK?

With the help of our service, you will be able to find 18 cash advance companies in Ketchikan, AK

What Cash Advance Companies in Ketchikan, AK are the most popular?

You should check Alaska Personnel Inc, Alaska USA Federal Credit Union, and Credit Union 1. Also, you can start your application online on our website.

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