Payday Loans in Altamont, Illinois

Payday Loan Companies in Altamont, IL

Company nameAddressZip codePhone number
First Mid Bank & Trust Altamont 101 W Washington Ave 62411 +1 (618) 483 - 5151

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altamont, IL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Elgin, IL, Payday Loan for Elk Grove Village, IL, Payday Loans in Elmhurst, IL, Payday Loans in Evanston, IL, Payday Loans in Galesburg, IL, 24-Hour Loan in Glendale Heights, IL, Payday Loans in Glenview, IL and Payday Loans in Gurnee, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altamont, IL.

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Payday Loans Available in Altamont, IL By The Following ZIP Codes:

62411

Are Payday Loans Legal In Altamont, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Altamont, IL payday loan calculator

F.A.Q.

How do payday loans work in Altamont, Illinois?

To obtain a payday loan in Altamont, Illinois, borrowers typically have to provide proof of income, a valid ID, and a checking account. The lender will then advance the borrower a small amount of money, typically up to $1,000, which must be repaid on the borrower's next payday. The loan will typically include fees and interest charges, which can make it expensive to repay.

Are payday loans legal in Altamont, Illinois?

Yes, payday loans are legal in Altamont, Illinois, but they are subject to certain regulations designed to protect borrowers from predatory lending practices. For example, Illinois law limits the amount of interest and fees that can be charged on payday loans, and it requires lenders to disclose the terms of the loan to the borrower before the loan is made.

How Many Cash Advance Companies are in Altamont, IL?

With the help of our service, you will be able to find 1 cash advance companies in Altamont, IL

What Cash Advance Companies in Altamont, IL are the most popular?

You should check First Mid Bank & Trust Altamont. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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