Payday Loans in Cropsey, Illinois

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cropsey, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Washington, IL 61571 +1 (309) 745 - 1960
Gjovik Chevrolet-Buick-Gmc, Inc. 2780 US-34, Sandwich, IL 60548 +1 (630) 743 - 6715
Advance America 1746 S State St, Belvidere, IL 61008 +1 (815) 547 - 7882
Associated Bank 6550 N Illinois St, Fairview Heights, IL 62208 +1 (618) 632 - 7421
Illinois Title Loans, Inc. 540 W St Louis Ave, East Alton, IL 62024 +1 (618) 259 - 3189
Raymond James Financial Services 318 W College Ave, Greenville, IL 62246 +1 (618) 664 - 4840
America's Financial Choice, Inc. 1043 E Eldorado St, Decatur, IL 62521 +1 (217) 876 - 0123
TitleMax Title Loans 2535 Broadway St, Quincy, IL 62301 +1 (217) 223 - 1606
Cash America Pawn 1230 W Devon Ave, Chicago, IL 60660 +1 (773) 274 - 2065
Bank of America Mortgage 7815 Knoxville Ave 14, Peoria, IL 61614 +1 (309) 690 - 4150

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cropsey, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Schaumburg, IL, Emergency Loan in Skokie, IL, Payday Loan Companies in Springfield, IL, Quick Loan in Streamwood, IL, Payday Loans in Tinley Park, IL, Same Day Loans in Urbana, IL, Payday Loan Companies in Waukegan, IL and Payday Loans in Wheaton, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cropsey, IL.

Payday Loans Available in Cropsey, IL By The Following ZIP Codes:

61731

Are Payday Loans Legal In Cropsey, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Cropsey, IL payday loan calculator

Everything You Need to Know About Payday Loans in Cropsey, Illinois

Whether you are facing an unexpected financial emergency or a need for immediate cash, payday loans can be a helpful solution. In the state of Illinois, payday loans are legal, regulated by the Illinois Department of Financial and Professional Regulation. Cropsey, Illinois residents have access to various payday loan options to meet their financial needs.

What is a Payday Loan?

A payday loan is a small, short-term loan that typically ranges between $50 and $1,000. These loans are meant to be a temporary solution to financial emergencies and must be repaid on the borrower’s next payday, usually within two to four weeks.

To qualify for a payday loan, borrowers must have a steady source of income, a personal checking account, and be at least 18 years old. The lender will also require proof of income, such as a recent pay stub, and may run a credit check.

Payday Loan Regulations in Illinois

The Illinois Department of Financial and Professional Regulation regulates payday loans in the state. According to the regulations, payday loans may not exceed $1,000 or 25% of the borrower’s gross monthly income, whichever is less. Additionally, borrowers can only have one outstanding payday loan at a time, and the loan term cannot exceed 120 days.

Payday lenders in Illinois are also required to provide borrowers with a disclosure statement that outlines the terms and conditions of the loan, including the annual percentage rate (APR) and the finance charge.

Payday Loans in Cropsey, Illinois

Cropsey, Illinois residents have access to several payday loan options to meet their financial needs. Some of the top payday loan lenders in Cropsey include National Quik Cash and Check ‘n Go.

National Quik Cash offers payday loans up to $1,000 with a repayment term of up to 35 days. The lender also offers installment loans, title loans, and other financial services.

Check ‘n Go also offers payday loans up to $1,000 with a repayment term of up to 31 days. The lender has a convenient online application process and provides same-day cash in many cases.

Applying for a Payday Loan in Cropsey, Illinois

To apply for a payday loan in Cropsey, Illinois, borrowers can visit a local payday lender or apply online. TheGuaranteedLoans is a connector service that can help borrowers connect with potential lenders quickly and easily. Our platform is designed to make the payday loan application process as smooth and straightforward as possible.

When applying for a payday loan through TheGuaranteedLoans, borrowers will receive multiple loan offers from potential lenders. Each loan offer will include the loan amount, repayment term, finance charge, and APR. Borrowers can then compare loan offers and choose the one that best suits their financial needs.

Interesting Facts About Payday Loans in Cropsey, Illinois

  • The average payday loan amount in Illinois is $365, with an average finance charge of $54 per loan.
  • Illinois has more payday loan storefronts than McDonald’s and Starbucks combined.
  • Approximately 1 in 12 Illinois residents has taken out a payday loan in the past year.

Apply Now for a Payday Loan in Cropsey, Illinois

Don’t let financial emergencies stress you out. Apply now for a payday loan through TheGuaranteedLoans and get connected with potential lenders quickly and easily.

Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Our online application process is designed to be simple and straightforward. Fill out our application today, and you could have cash in your account as soon as tomorrow!

F.A.Q.

How much can I borrow with a payday loan in Cropsey, Illinois?

The maximum amount that can be borrowed with a payday loan in Cropsey, Illinois is $1,000.

What is the maximum interest rate for payday loans in Cropsey, Illinois?

The maximum interest rate for payday loans in Cropsey, Illinois is 99% per year.