Payday Loans in Dewitt, Illinois

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No payday loan companies in Dewitt, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 2250 Lincoln Ave, Charleston, IL 61920 +1 (217) 345 - 1222
Advance America 142 Jct Dr W, Glen Carbon, IL 62034 +1 (618) 655 - 0212
Cash Store 208 Southtowne Shopping Ctrr, Du Quoin, IL 62832 +1 (618) 542 - 8989
All Credit Lenders 3424 N Main St, Rockford, IL 61103 +1 (815) 315 - 1151
Navy Federal Credit Union - ATM 3010 Illinois St Bldg 1326, Great Lakes, IL 60088 +1 (888) 842 - 6328
Agnesa Zukauskaite Fairway Independent Mortgage Corporation Loan Officer 9604 S Roberts Rd, Hickory Hills, IL 60457 +1 (708) 839 - 4909
Abingdon Banking Center 805 N Monroe St, Abingdon, IL 61410 +1 (309) 462 - 2220
Midwest Title Loans 2129 S Cicero Ave, Cicero, IL 60804 +1 (708) 222 - 0028
First Financial Services 3612 Lincoln Hwy, Olympia Fields, IL 60461 +1 (708) 283 - 6982
Raymond James Financial Services 801 Washington St, Mendota, IL 61342 +1 (815) 539 - 9346

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dewitt, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Urbana, IL, 24-Hour Loan in Waukegan, IL, Payday Loans in Wheaton, IL, Payday Loan Companies in Wheeling, IL, Payday Loans in Woodridge, IL, Payday Loans in Addison, IL, Payday Loans in Algonquin, IL and 24-Hour Loan in Arlington Heights, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dewitt, IL.

Beautiful sights of Dewitt, IL

Are Payday Loans Legal In Dewitt, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Dewitt, IL payday loan calculator

Payday Loans in Dewitt, Illinois: What You Need to Know

If you’re looking for quick and easy access to cash in Dewitt, Illinois, a payday loan might seem like an attractive option. These short-term loans are designed to help you cover unexpected expenses until your next paycheck comes in. However, there are some important things to consider before you apply for a payday loan. In this article, we’ll tell you everything you need to know about payday loans in Dewitt, Illinois.

The Basics of Payday Loans

Payday loans are small-dollar loans that are typically due on your next payday. In Illinois, payday loans are legal, but they’re subject to certain regulations. Here are some of the key things to know about payday loans:

  • Payday loans in Illinois have a maximum loan term of 120 days.
  • The maximum loan amount is $1000 or 25% of your gross monthly income, whichever is less.
  • Lenders are allowed to charge up to $15.50 per $100 borrowed in fees.
  • You can only have one outstanding payday loan at a time.

It’s important to keep in mind that payday loans can be expensive. Because of the high fees and short repayment terms, many borrowers end up having to take out another loan to cover the first one. This can lead to a cycle of debt that’s difficult to break. Before you apply for a payday loan, make sure you understand the total cost of borrowing and have a plan in place to repay the loan on time.

The Payday Loan Application Process

If you decide to apply for a payday loan in Dewitt, Illinois, here’s what you can expect from the application process:

  • You’ll need to provide your personal information, including your name, address, and social security number.
  • You’ll need to show proof of income, such as a recent pay stub.
  • You’ll need to provide your bank account information so the lender can deposit the loan funds and withdraw the repayment on your due date.

Once you’ve submitted your application, the lender will review it and make a decision about whether to approve it. If you’re approved, you’ll typically receive the loan funds within one business day.

Interesting Facts about Payday Loans in Dewitt, Illinois

  • The average payday loan amount in Illinois is $375.
  • Approximately 10% of Illinois residents have taken out a payday loan in the past year.
  • In Illinois, payday lending generates over $500 million in fees and interest each year.

Apply Now for a Payday Loan in Dewitt, Illinois

At TheGuaranteedLoans, we’re proud to connect borrowers in Dewitt, Illinois with potential lenders who can provide them with the cash they need. Our online application process is quick and easy, and you could receive a decision in just minutes. Remember, we’re a connector service and not a direct lender, so we can’t guarantee loan approval. However, we’ll do our best to find a lender who can work with you.

To get started, simply fill out our online application on TheGuaranteedLoans website. We’ll ask you some basic questions about your income and employment status, and we’ll try to match you with a lender who meets your needs. If you’re approved for a loan, you could receive your funds as soon as the next business day.

In conclusion

While payday loans can be a quick and easy way to get the cash you need in Dewitt, Illinois, it’s important to be aware of the risks involved. These loans can be expensive, and many borrowers end up in a cycle of debt. If you decide to apply for a payday loan, make sure you understand the terms and have a plan to repay the loan on time. And if you’re unsure whether a payday loan is right for you, consider exploring alternative options, such as a personal loan or credit card.

F.A.Q.

Are there any alternatives to payday loans in Dewitt, Illinois?

Yes, there are several alternatives to payday loans in Dewitt, Illinois. For example, borrowers can seek out small personal loans from banks or credit unions, apply for assistance from social service organizations, or negotiate payment plans with creditors.

Can I be charged additional fees if I make a payment on my payday loan late?

Yes, Illinois law allows lenders to charge additional fees for late payments on payday loans. The maximum late fee that can be charged is $25, or 5% of the unpaid balance, whichever is less.