Payday Loans in Golconda, Illinois

Payday Loan Companies in Golconda, IL

Company nameAddressZip codePhone number
Banterra Bank 121 E Main St 62938 +1 (618) 683 - 2600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Golconda, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Orland Park, IL, Payday Loans in Oswego, IL, Payday Loans in Palatine, IL, No Credit Check Loans in Park Ridge, IL, No Credit Check Loans in Pekin, IL, Payday Loan Companies in Peoria, IL, Payday Loans in Plainfield, IL and Payday Loans in Quincy, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Golconda, IL.

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Payday Loans Available in Golconda, IL By The Following ZIP Codes:

62938

Are Payday Loans Legal In Golconda, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Golconda, IL payday loan calculator

F.A.Q.

Can I apply for a payday loan if I have bad credit or no credit history?

Yes, you can apply for a payday loan even if you have bad credit or no credit history. Payday lenders typically do not require a credit check to approve a loan, and instead rely on other factors such as proof of income and a checking account to determine loan eligibility.

What are the eligibility requirements for payday loans in Golconda, Illinois?

To be eligible for a payday loan in Golconda, Illinois, borrowers must be at least 18 years of age, have a valid government-issued ID, and have a verifiable source of income.

How Many Cash Advance Companies are in Golconda, IL?

With the help of our service, you will be able to find 1 cash advance companies in Golconda, IL

What Cash Advance Companies in Golconda, IL are the most popular?

You should check Banterra Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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