Payday Loans in San Jose, Illinois

Payday Loan Companies in San Jose, IL

Company nameAddressZip codePhone number
Havana National Bank 300 S 2nd St 62682 +1 (309) 247 - 3216

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in San Jose, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bolingbrook, IL, Payday Loan Companies in Buffalo Grove, IL, Short-term Loans in Calumet City, IL, 24-Hour Loan in Carol Stream, IL, Payday Loans in Carpentersville, IL, Payday Loan for Champaign, IL, Short-term Loans in Chicago, IL and Payday Loans in Chicago Heights, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in San Jose, IL.

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Payday Loans Available in San Jose, IL By The Following ZIP Codes:

62682

Are Payday Loans Legal In San Jose, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

San Jose, IL payday loan calculator

F.A.Q.

Can payday lenders in San Jose, Illinois operate without a license?

No, all payday lenders in San Jose, Illinois must be licensed by the state in order to operate. Borrowers can check the Illinois Department of Financial and Professional Regulation's website to verify that a lender is licensed before taking out a loan.

Is there a maximum number of payday loans that a borrower can take out in San Jose, Illinois?

Yes, Illinois law limits borrowers to taking out a maximum of two payday loans at any one time. Borrowers must also wait at least seven days between taking out consecutive payday loans.

How Many Cash Advance Companies are in San Jose, IL?

With the help of our service, you will be able to find 1 cash advance companies in San Jose, IL

What Cash Advance Companies in San Jose, IL are the most popular?

You should check Havana National Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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