Payday Loans in Stockton, Illinois

Payday Loan Companies in Stockton, IL

Company nameAddressZip codePhone number
Bauer & Fonseca PC 115 W Front Ave 61085 +1 (815) 947 - 4594
Citizens State Bank - Stockton 133 W Front Ave 61085 +1 (815) 947 - 3366
Illinois Bank & Trust 11655 US-20 E 61085 +1 (815) 947 - 2000
Stockton Service Center 325 E North Ave 61085 +1 (815) 947 - 3477

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stockton, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL, Payday Loans in Calumet City, IL, Payday Loans in Carol Stream, IL, 24-Hour Loan in Carpentersville, IL, Payday Loans in Champaign, IL, Payday Loans in Chicago, IL and Payday Loans in Chicago Heights, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stockton, IL.

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Payday Loans Available in Stockton, IL By The Following ZIP Codes:

61085

Are Payday Loans Legal In Stockton, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Stockton, IL payday loan calculator

F.A.Q.

Are there any protections in place for consumers who take out payday loans in Stockton, Illinois?

Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.

Can I be arrested or have my wages garnished if I default on a payday loan in Stockton, Illinois?

No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.

How Many Cash Advance Companies are in Stockton, IL?

With the help of our service, you will be able to find 4 cash advance companies in Stockton, IL

What Cash Advance Companies in Stockton, IL are the most popular?

You should check Bauer & Fonseca PC, Citizens State Bank - Stockton, and Illinois Bank & Trust. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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