Payday Loans in Villa Ridge, Illinois

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No payday loan companies in Villa Ridge, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Russ Gelberg - Wells Fargo Private Mortgage Banking, Loans in all 50 States 400 Skokie Blvd 510, Northbrook, IL 60062 +1 (847) 736 - 0446
Smart Mortgage Centers 4003 Plainfield-Naperville Rd 207, Naperville, IL 60564 +1 (888) 416 - 0920
Cash Store 1701 N Larkin Ave Ste 901, Crest Hill, IL 60403 +1 (815) 744 - 9321
First Bankers Trust Co 1395 Buchanan St, Carthage, IL 62321 +1 (217) 357 - 3621
Crawford County Insurance 105 W Missouri St, Oblong, IL 62449 +1 (618) 592 - 3553
United Community Bank 790 E Jackson St, Auburn, IL 62615 +1 (217) 438 - 6311
Compeer Financial 570 William R Latham Senior Dr 2320, Bourbonnais, IL 60914 +1 (815) 933 - 7831
AmeriCash Loans 180 S Bolingbrook Dr, Bolingbrook, IL 60440 +1 (630) 783 - 0400
BOS Staunton Banking Center 417 W North St, Staunton, IL 62088 +1 (618) 635 - 5100
Advance America 3850 46th Ave, Rock Island, IL 61201 +1 (309) 786 - 2498

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Villa Ridge, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Skokie, IL, Payday Loans in Springfield, IL, Payday Loans in Streamwood, IL, Payday Loans in Tinley Park, IL, Payday Loans in Urbana, IL, Same Day Loans in Waukegan, IL, Payday Loans in Wheaton, IL and Payday Loans in Wheeling, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Villa Ridge, IL.

Are Payday Loans Legal In Villa Ridge, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Villa Ridge, IL payday loan calculator

If you live in Villa Ridge, Illinois, and are strapped for cash, you may be considering a payday loan. Payday loans are short-term, high-interest loans that are designed to help individuals get through financial emergencies until their next payday.

Regulations for Payday Loans in Illinois

In Illinois, payday loans are legal, but there are specific regulations in place to protect borrowers. For example, payday loans cannot exceed $1,000 or 25% of your gross monthly income, whichever is less. Additionally, lenders cannot charge more than $15.50 per $100 borrowed. Loans must also be repaid within a maximum of 45 days.

It’s important to note that while payday loans can be a quick solution to a financial emergency, they often come with high fees and interest rates. As such, it’s crucial to carefully consider whether you can afford to repay the loan in full, including fees and interest, by the due date.

How to Apply for a Payday Loan in Villa Ridge, Illinois

If you’ve decided that a payday loan is the right option for your financial situation, the next step is to apply. The good news is that the application process can be completed quickly and easily online.

TheGuaranteedLoans is a connector service that can help you find a reputable lender and guide you through the loan application process. Our network of lenders offers competitive rates and terms, making it easier for you to get the funds you need when you need them.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll ask you for some basic personal and financial information, such as your name, address, employment status, and income.

Once you submit your application, we’ll match you with potential lenders from our network. If a lender approves your loan, you’ll receive an offer with the loan amount, APR, and other terms and conditions.

Interesting Facts and Statistics About Payday Loans in Villa Ridge, Illinois

  • The average payday loan size in Villa Ridge, Illinois, is $375, according to a study by the Illinois Department of Financial and Professional Regulation.
  • The number of payday loans issued in Illinois totaled over 1 million in 2020, with an average interest rate of 297%, according to the same study.
  • A survey by the Pew Charitable Trusts found that the average payday loan borrower takes out eight loans per year, with the average loan size being $375.

Apply Now for a Payday Loan

If you’re in need of fast cash in Villa Ridge, Illinois, don’t hesitate to apply for a payday loan through TheGuaranteedLoans. Our easy-to-use online application process can help you get matched with potential lenders quickly and easily. Remember, we’re a connector service and not a direct lender, so we work to facilitate your connection with potential lenders.

Apply now and get the financial help you need in Villa Ridge, Illinois!

F.A.Q.

Can payday lenders in Villa Ridge, Illinois operate without a license?

No, all payday lenders in Villa Ridge, Illinois must be licensed by the state in order to operate. Borrowers can check the Illinois Department of Financial and Professional Regulation's website to verify that a lender is licensed before taking out a loan.

Is there a maximum number of payday loans that a borrower can take out in Villa Ridge, Illinois?

Yes, Illinois law limits borrowers to taking out a maximum of two payday loans at any one time. Borrowers must also wait at least seven days between taking out consecutive payday loans.