Payday Loans in Wayne City, Illinois

Payday Loan Companies in Wayne City, IL

Company nameAddressZip codePhone number
Bean Capital Banking Center 100 N Main St 62895 +1 (618) 895 - 2107
Fairfield National Bank 100 N Main St 62895 +1 (618) 895 - 2107

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wayne City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Palatine, IL, Payday Loan Companies in Park Ridge, IL, Payday Loans in Pekin, IL, Payday Loan Without a Credit Check in Peoria, IL, Payday Loans in Plainfield, IL, Payday Loan for Quincy, IL, Payday Loans in Rock Island, IL and Payday Loans in Rockford, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wayne City, IL.

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Payday Loans Available in Wayne City, IL By The Following ZIP Codes:

62895

Are Payday Loans Legal In Wayne City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Wayne City, IL payday loan calculator

F.A.Q.

Can I renew or extend a payday loan in Wayne City, Illinois?

Yes, payday loans in Wayne City, Illinois can be renewed or extended, but only under certain circumstances. Borrowers must pay off a portion of the loan and any fees before the loan can be extended or renewed.

What happens if I can't repay a payday loan in Wayne City, Illinois?

If a borrower is unable to repay a payday loan in Wayne City, Illinois, the lender may attempt to collect the debt through traditional methods, such as phone calls and letters. The lender may also report the default to credit bureaus, which could affect the borrower's credit score.

How Many Cash Advance Companies are in Wayne City, IL?

With the help of our service, you will be able to find 2 cash advance companies in Wayne City, IL

What Cash Advance Companies in Wayne City, IL are the most popular?

You should check Bean Capital Banking Center and Fairfield National Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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