Payday Loans in North Liberty, Indiana

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No payday loan companies in North Liberty, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
MoneyGram 2213 S Scatterfield Rd 4, Anderson, IN 46016 +1 (765) 683 - 9620
Eagle Finance 7799 U.S. 31 S, Suite A, Indianapolis, IN 46227 +1 (317) 882 - 2000
PNC Bank 5 S Miami St, Peru, IN 46970 +1 (765) 473 - 5516
Heights Finance Corporation 5220 E Southport Rd, Indianapolis, IN 46237 +1 (317) 786 - 0274
Chase Bank 1602 I St, Bedford, IN 47421 +1 (812) 277 - 7028
Riddell National Bank 1 E National Ave, Brazil, IN 47834 +1 (812) 448 - 2611
BMO Harris Bank 110 E Jefferson St, Tipton, IN 46072 +1 (765) 675 - 2172
Raymond James Financial Services 501 Clifty Dr, Madison, IN 47250 +1 (812) 265 - 3837
Instant Auto Finance 1005 N Nappanee St, Elkhart, IN 46514 +1 (574) 262 - 2617
World Finance 320 S 3rd St Ste 2, Terre Haute, IN 47807 +1 (812) 917 - 2284

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Liberty, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Short-term Loans in Lafayette, IN, Guaranteed Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Quick Loan in Mishawaka, IN, Payday Loans in Muncie, IN, Payday Loans in New Albany, IN and No Credit Check Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Liberty, IN.

Beautiful sights of North Liberty, IN

Payday Loans Available in North Liberty, IN By The Following ZIP Codes:

46554

Are Payday Loans Legal In North Liberty, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

North Liberty, IN payday loan calculator

Understanding Payday Loans in North Liberty, Indiana

If you’re in need of immediate financial assistance, a payday loan could be a viable option for you. Payday loans provide quick access to cash for short-term borrowing needs. However, it’s essential to understand how these loans work before making any final decisions.

In Indiana, payday loans are legal, but they come with some regulations designed to protect the borrower. If you’re considering taking out a payday loan in North Liberty, Indiana, here’s what you need to know.

What is a Payday Loan?

Also known as cash advance loans, payday loans are small, short-term loans typically due on your next payday. Most payday loans range from $50 to $1,000, and they come with high-interest rates and fees. Payday loans are unsecured, which means they don’t require any collateral.

How Do Payday Loans Work in North Liberty, Indiana?

In Indiana, payday loan borrowers must be at least 18 years old, possess a valid ID, have a stable income, and a checking account. Payday loan borrowers must sign a payday loan agreement that discloses all the terms and conditions of the loan, including the annual percentage rate (APR) and fees.

In North Liberty, Indiana, payday loan lenders must provide a repayment plan, which allows borrowers to repay their loans in installments. Payday loan lenders cannot charge more than 15% of the face value of the payday loan in finance charges.

Payday loans in Indiana have a maximum term of 31 days, and borrowers are prohibited from taking out more than two loans at the same time or taking out more than three successive loans.

What are the Pros and Cons of Payday Loans in North Liberty, Indiana?

Like any financial product, payday loans come with advantages and disadvantages. Here are some pros and cons of payday loans in North Liberty, Indiana:

Pros:

  • Quick access to funds
  • No credit check
  • No collateral required

Cons:

  • High interest rates and fees
  • Short repayment term
  • Potentially predatory lending practices

Interesting Facts and Statistics about Payday Loans in North Liberty, Indiana

Did you know that as of 2021, Indiana is one of 32 states where payday loans are legal? According to the Indiana Department of Financial Institutions, the average APR for a payday loan in Indiana is 382%.

Between January 1, 2020, and June 30, 2021, there were around 1.7 million payday loans taken out in the state of Indiana, with an average loan amount of $330.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in North Liberty, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are not a direct lender, but a connector service.

To apply for a payday loan, please fill out our online application, which takes only a few minutes to complete. Once you submit your application, we will start connecting you with potential lenders who meet your lending needs.

Conclusion

If you’re considering a payday loan in North Liberty, Indiana, it’s crucial to understand how these loans work and the potential risks associated with them. While payday loans can provide quick access to cash, they come with high-interest rates and fees.

If you do decide to take out a payday loan, be sure to carefully read your payday loan agreement and make an informed decision. At TheGuaranteedLoans, we’re committed to providing our readers with valuable information to help them make the best financial decisions.

F.A.Q.

Are there any restrictions on how I can use the money from a payday loan in North Liberty, Indiana?

The funds from a payday loan in North Liberty, Indiana must be used for a short-term financial need and cannot be used for long-term expenses or investments.

What are the fees associated with a payday loan in North Liberty, Indiana?

The fees for a payday loan in North Liberty, Indiana are capped at 15% of the loan amount, plus a $1 database fee.