Payday Loans in Williamsburg, Indiana

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No payday loan companies in Williamsburg, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Allied Cash Advance 7530 Shadeland Ave, Indianapolis, IN 46250 +1 (317) 585 - 9395
Dellen Chevrolet 2527 W Main St, Greenfield, IN 46140 +1 (866) 702 - 1995
German American Bank 231 W Broadway St, Princeton, IN 47670 +1 (812) 386 - 1174
Heights Finance Corporation 2468 Getz Rd, Fort Wayne, IN 46804 +1 (260) 432 - 1289
Spencer County Bank 322 Main St, Grandview, IN 47615 +1 (812) 649 - 2600
First Financial Bank 106 N Market St, North Manchester, IN 46962 +1 (260) 982 - 3000
State Bank & Trust 908 N Wayne St A, Angola, IN 46703 +1 (260) 665 - 6100
Mariner Finance 1515 E Tipton St, Seymour, IN 47274 +1 (812) 522 - 9423
Equities First Holdings Market Tower, 10 W Market St 3050, Indianapolis, IN 46204 +1 (317) 429 - 3500
PNC Bank 202 E Washington St, Lebanon, IN 46052 +1 (765) 482 - 3300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Williamsburg, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Gary, IN, Payday Loans in Goshen, IN, Payday Loans in Granger, IN, Payday Loans in Greenwood, IN, Payday Loan Without a Credit Check in Guilford, IN, Payday Loans in Hammond, IN, Payday Loans in Indianapolis, IN and Short-term Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Williamsburg, IN.

Beautiful sights of Williamsburg, IN

Payday Loans Available in Williamsburg, IN By The Following ZIP Codes:

47393, 23185, 23186, 23187

Are Payday Loans Legal In Williamsburg, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Williamsburg, IN payday loan calculator

Payday Loans in Williamsburg, Indiana: Everything You Need to Know

If you have been hit with unexpected expenses and need some extra cash, a payday loan might be a viable option. In Indiana, payday loans are legal, and Williamsburg has many lenders to choose from.

However, before you sign on the dotted line, it is crucial to understand how payday loans work and the potential risks involved.

What are payday loans?

Payday loans are a short-term loan, typically due on your next payday. They are generally small loans, ranging from $100 to $1,000, and are intended to bridge the gap between paychecks for people who need quick cash.

To get a payday loan, you usually need to provide the lender with proof of income, a valid ID, and a post-dated check or permission to withdraw money from your bank account on the due date.

What are the risks of payday loans?

Payday loans can be a helpful source of last-minute cash, but they come with significant risks. The lenders charge high-interest rates and fees, and if you cannot repay on time, you may incur additional fees and even more substantial interest.

Missed payments could also damage your credit score, making it harder to secure future loans or credit.

How do payday loans work in Williamsburg, Indiana?

Indiana has specific laws that regulate payday lending. These include:

  • Payday loans cannot exceed $550.
  • The loan term must be a minimum of 14 days and a maximum of 30 days.
  • The APR cannot exceed 391%.
  • You cannot have more than two outstanding payday loans at any time.

Williamsburg has many lenders available, and it is crucial to research them thoroughly before making any decisions. Make sure to compare interest rates, terms, fees, and customer reviews.

Apply Now

If you need emergency cash, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is simple and straightforward, with the potential for quick approval.

Please note that TheGuaranteedLoans is not a direct lender. We are a connector service, and by filling out our application, you give us permission to share your information with potential lenders.

Interesting Facts and Statistics

In 2019, the Indiana Department of Financial Institutions reported that the average payday loan in Indiana was $377, with an average term of 17.7 days. Additionally, Hoosiers took out over 1.2 million payday loans totaling over $500 million.

Conclusion

Payday loans can be an option to consider when you need quick cash, but it is essential to proceed with caution. Do your research, understand the risks, and only borrow what you can repay.

If you decide to apply for a payday loan, consider using TheGuaranteedLoans to connect with potential lenders. Remember to read the terms and conditions carefully and only borrow what you need.

Thank you for reading, and we hope this article has been helpful.

F.A.Q.

What happens if I am unable to repay my payday loan in Williamsburg, Indiana?

If you are unable to repay your payday loan in Williamsburg, Indiana, the lender may pursue legal action to recover the funds. It is important to communicate with the lender and work out a repayment plan if you are unable to make the full payment on time.

Are there any restrictions on how many payday loans I can take out in Williamsburg, Indiana?

Yes, Indiana state law prohibits borrowers from having more than two outstanding payday loans at any given time.