Payday Loans in Zanesville, Indiana

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No payday loan companies in Zanesville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 1910 W Broadway St, Princeton, IN 47670 +1 (812) 386 - 7777
Payday Loans Mishawaka 2201-2399 Creekview Dr, Mishawaka, IN 46545
First Financial Bank 7700 IN-64, Georgetown, IN 47122 +1 (812) 951 - 2424
Prime Trust Federal Credit Union 3230 S Madison St, Muncie, IN 47302 +1 (765) 289 - 2148
Beacon Credit Union 1603 N Baldwin Ave, Marion, IN 46952 +1 (765) 664 - 9537
Royal Pawn Inc 539 Green Blvd, Aurora, IN 47001 +1 (812) 655 - 9070
Solidarity Community Federal Credit Union - Main Branch 201 E Southway Blvd, Kokomo, IN 46902 +1 (765) 453 - 4020
Tri-County Bank & Trust 101 E South Blvd, Crawfordsville, IN 47933 +1 (765) 362 - 9555
First Merchants Bank 1250 North, Cass St, Wabash, IN 46992 +1 (260) 563 - 4116
1st Source Bank 1500 S Calumet Rd, Chesterton, IN 46304 +1 (219) 926 - 7661

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Zanesville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Emergency Loan in Lafayette, IN, Bad Credit Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Zanesville, IN.

Beautiful sights of Zanesville, IN

Payday Loans Available in Zanesville, IN By The Following ZIP Codes:

46799

Are Payday Loans Legal In Zanesville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Zanesville, IN payday loan calculator

What You Need to Know About Payday Loans in Zanesville, Indiana

Payday loans are a popular financial solution for many people who need cash quickly. In Zanesville, Indiana, payday loans are legal and regulated by state law. If you’re considering taking out a payday loan in Zanesville, it’s essential to understand how they work, the fees involved, and the potential risks.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday. In Zanesville, payday loans must be repaid within 14 days of receiving the funds. The amount you can borrow is limited to $550 or no more than 20% of your gross monthly income, whichever is less.

When you apply for a payday loan, you’ll need to provide proof of income, a valid government-issued ID, and a postdated check or authorization to debit your bank account electronically for the loan amount plus fees. The lender will calculate the fees and interest rate based on the amount you borrow and other factors.

What Are the Fees and Interest Rates for Payday Loans?

The fees and interest rates for payday loans in Zanesville are regulated by state law. The maximum finance charges for a $100 loan are:

  • $15 for loans up to $250
  • $25 for loans between $251 and $400
  • $36 for loans between $401 and $550

The APR for a 14-day $100 payday loan is 391%, which is higher than most credit card interest rates. If you’re unable to repay the loan on time, you may be charged additional fees and interest and may be trapped in a cycle of debt.

What Are the Risks of Payday Loans?

One of the biggest risks of payday loans is the high cost. The fees and interest rates can add up quickly, making it difficult to repay the loan on time. If you’re unable to repay the loan on the due date, you may be charged additional fees and interest, which can make the loan even more expensive.

Another risk of payday loans is the potential for predatory lending practices. Some lenders may try to take advantage of people who are in a desperate financial situation, offering loans with hidden fees and high interest rates. It’s essential to research lenders carefully and only borrow from reputable sources.

Interesting Statistics About Payday Loans in Zanesville, Indiana

  • The average payday loan in Indiana is $380
  • 75% of payday loans in Indiana are issued to borrowers within two weeks of their previous loan
  • Indiana has the highest payday loan default rate in the country, with 38% of loans in default

Apply Now for a Payday Loan in Zanesville

If you need cash quickly, you can apply for a payday loan in Zanesville through TheGuaranteedLoans. Our online application process is fast and secure, and we’ll connect you with potential lenders who can provide the funds you need. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of reputable lenders to help you find the best loan offer.

To get started, simply fill out our online application form and receive a loan offer within minutes. If you accept the offer, you could have the funds deposited into your bank account within one business day.

Remember, payday loans are a high-cost financial solution, and you should only borrow what you can afford to repay. Before taking out a payday loan, consider alternative options, such as personal loans or credit cards.

F.A.Q.

What are the consumer protections for payday loan borrowers in Zanesville, Indiana?

Indiana has several consumer protections in place for payday loan borrowers, including a limit on the number of loans that can be taken out at one time, a maximum loan amount of $500, and a requirement for lenders to provide clear and concise disclosure of all fees and terms. Borrowers also have the right to dispute any charges or fees that they believe are unfair or inaccurate.

How much can I borrow with a payday loan in Zanesville, Indiana?

The maximum amount that can be borrowed with a payday loan in Zanesville, Indiana is $550.