Installment Loans in Exira, Iowa

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No installment loan companies in Exira, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
MEMBERS1st Community Credit Union 1815 Washington Ave, Iowa Falls, IA 50126 +1 (800) 245 - 6199
Cornerstone Bank 123 E Main St, Clarinda, IA 51632 +1 (712) 542 - 2103
Bank Iowa - New Hampton 606 W Milwaukee St, New Hampton, IA 50659 +1 (641) 394 - 6800
Central Bank 1400 18th St, Spirit Lake, IA 51360 +1 (712) 336 - 4100
United Bank of Iowa 12 Main St, Charter Oak, IA 51439 +1 (712) 678 - 3348
Lincoln Savings Bank 932 Parriott St, Aplington, IA 50604 +1 (319) 347 - 2305
Farm Credit Services of America 105 Theater Cir, Perry, IA 50220 +1 (515) 465 - 5318
Bank of the West 105 N Washington St, Bloomfield, IA 52537 +1 (641) 664 - 1112
Farmers State Bank 1240 8th Ave, Marion, IA 52302 +1 (319) 377 - 4891
Bank Iowa - Red Oak 1805 N Broadway St, Red Oak, IA 51566 +1 (712) 623 - 6960

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Exira, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Bettendorf, IA, Installment Loans in Cedar Falls, IA, Installment Loans in Cedar Rapids, IA, Installment Loans in Council Bluffs, IA, Installment Loans in Davenport, IA, Installment Loans in Des Moines, IA, Installment Loans in Dubuque, IA and Installment Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Exira, IA.

What are Installment Loans?

Installment loans are a popular type of loan that allows borrowers to make regular payments over time until the loan is fully repaid.

Why Installment Loans are Popular in Iowa?

Installment loans are completely legal in Iowa and have become an increasingly popular option for borrowers looking to secure funding for unexpected expenses or other financial needs. The flexibility of the repayment structure, coupled with the relatively easy approval process, makes installment loans an attractive choice for many borrowers.

How Do Installment Loans Work in Iowa?

Installment loans work in much the same way as traditional loans in that borrowers receive a lump sum payment upfront and are then expected to make regular payments to pay off the balance of the loan plus interest. In Iowa, installment loans are regulated by the Iowa Division of Banking and borrowers have certain protections in place to ensure fair lending practices.

Benefits of Installment Loans for Borrowers

  • Flexibility to repay the loan in installments
  • Lower interest rates compared to other short-term loans
  • Ability to borrow larger amounts of money than other types of short-term loans
  • More predictable repayment terms than other types of loans

Who Qualifies for Installment Loans in Exira, Iowa?

Qualifying for an installment loan in Exira, Iowa is relatively easy. Borrowers will typically need to have a steady source of income and a valid checking account. Credit checks are generally not required, which means borrowers with poor credit history may still be eligible for a loan.

Apply Now for an Installment Loan in Exira, Iowa

If you’re in need of an installment loan in Exira, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Our service is free to use, and we make the process of finding a lender quick and easy. Simply fill out our online application form, and we’ll match you with lenders who may be able to provide the funding you need.

Interesting Facts about Installment Loans in Exira, Iowa

  • The average installment loan in Iowa is around $900, with an average interest rate of 268%.
  • Iowa has one of the highest concentrations of payday lenders in the country, with more than 220 stores operating in the state.
  • Installment loans have been a legal form of lending in Iowa since 2010.
  • The Iowa Division of Banking is responsible for regulating installment lenders in the state.

Remember, installment loans can be a useful tool for those in need of short-term financing, but it’s important to borrow responsibly and only take out a loan that you can comfortably repay. If you’re considering an installment loan in Exira, Iowa, be sure to do your research and carefully compare lenders to ensure you’re getting the best deal.

Useful Articles

Installment Loans Available in Exira, IA By The Following ZIP Codes:

50076

Exira, IA installment loan calculator

Advise to read before applying

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Exira, IA?

Yes, you can get a no credit check loan in Exira, IA when you apply online.

How to Get a Bad Credit Loans in Exira, IA?

To apply for a bad credit loan in Exira, IA, you need to find a direct loan lender online.

Look for Installment Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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