Installment Loans in Ethel, Louisiana

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No installment loan companies in Ethel, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
P C Credit Inc 1005 E Dale St, New Iberia, LA 70560 +1 (337) 364 - 6969
1st Franklin Financial 312 Moreau St Suite 1, Marksville, LA 71351 +1 (318) 240 - 7007
ACE Cash Express 5029 Lapalco Blvd a2, Marrero, LA 70072 +1 (504) 371 - 0445
All-State Credit Plan, LLC 1273 Bellview St, Morgan City, LA 70380 +1 (985) 395 - 9559
Cash Cow 405 Sterlington Rd, Monroe, LA 71203 +1 (318) 329 - 0212
Direct Payday Loans 2414 S 5th St, Leesville, LA 71446 +1 (855) 289 - 0220
Advance America 2965 Cottingham St, Pineville, LA 71360 +1 (318) 640 - 5864
LendNation 3705 Jewella Ave, Shreveport, LA 71109 +1 (318) 631 - 6381
Mississippi River Bank 27104 LA-23, Port Sulphur, LA 70083 +1 (504) 391 - 6995
1st Franklin Financial 3250 Front St, Winnsboro, LA 71295 +1 (318) 435 - 3349

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Ethel, LA, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Baton Rouge, LA, Installment Loans in Bossier City, LA, Installment Loans in Houma, LA, Installment Loans in Kenner, LA, Installment Loans in Lafayette, LA, Installment Loans in Lake Charles, LA, Installment Loans in Marrero, LA and Installment Loans in Metairie, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ethel, LA.

Are you considering an installment loan in Ethel, Louisiana? If so, you’re not alone. These types of loans are becoming increasingly popular as a way to obtain quick and easy cash without the need for collateral. Here is a comprehensive guide to everything you need to know before taking out an installment loan in Ethel.

What Are Installment Loans?

Installment loans are types of personal loans that allow borrowers to pay back the amount borrowed with interest over a fixed period of time with predictable monthly payments. They are different from payday loans, which are typically paid back in full with only one payment on the next payday.

Installment loans typically have loan amounts ranging between $1,000 and $50,000, with terms lasting from a few months to several years, depending on the borrower’s creditworthiness, income, and other factors. Installment loans typically have fixed interest rates, which means the rate remains the same throughout the life of the loan.

Are Installment Loans Legal in Ethel, Louisiana?

Yes, installment loans are legal and popular in Louisiana. In fact, Louisiana has some of the most borrower-friendly laws when it comes to installment loans. The state caps interest rates at 36%, which is much lower than many other states and allows borrowers to take out larger loans with longer repayment terms than payday loans.

What Do I Need to Qualify for an Installment Loan in Ethel?

To qualify for an installment loan in Ethel, you will typically need to provide proof of income, a government-issued ID, and have an active checking account.

Some lenders may also require a minimum credit score or proof of residency. However, credit requirements may vary among lenders and may not be as stringent as those for traditional bank loans.

Advantages of Installment Loans

  • Flexible repayment terms: Installment loans allow borrowers to repay the loan over a fixed period of time with predictable monthly payments that fit their budget.
  • No collateral required: Installment loans typically don’t require collateral, such as a car or house, to secure the loan.
  • Low interest rates: Louisiana caps interest rates on installment loans at 36%, which is much lower than many other states.
  • Quick funding: Many lenders can provide funds within a few business days, making installment loans an attractive option for those who need cash quickly.

Disadvantages of Installment Loans

  • Higher interest rates than traditional loans: Although interest rates on installment loans in Louisiana are capped at 36%, they may still be higher than those of traditional bank loans.
  • Origination fees: Some lenders may charge origination fees, which can increase the overall cost of the loan.
  • Potential for default: Failure to repay an installment loan on time can result in late fees, a negative impact on credit score, and potential legal action from the lender.

Interesting Facts and Statistics About Installment Loans in Ethel, Louisiana

  • According to the Community Financial Services Association of America, Louisiana has one of the highest demand rates for small-dollar loans in the country.
  • The average installment loan amount in Louisiana is $3,500.
  • Installment loans in Louisiana generated $110 million in fees in 2019.
  • Approximately 80% of all installment loans in Louisiana are renewals or refinances of existing loans.

Apply Now for an Installment Loan in Ethel

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer a convenient and secure online application process for installment loans in Ethel.

As a connector service, TheGuaranteedLoans does not make credit decisions or issue loans. Instead, we facilitate your connection with potential lenders in our network based on the information you provide in the online application. Our service is free, and there is no obligation to accept any loan offer.

If you need cash quickly and want to explore your options for an installment loan in Ethel, apply now at TheGuaranteedLoans.com. We’re here to help you find the loan that’s right for you.

Useful Articles

Installment Loans Available in Ethel, LA By The Following ZIP Codes:

70730

Ethel, LA installment loan calculator

Advise to read before applying

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Ethel, LA?

Yes, you can get a no credit check loan in Ethel, LA when you apply online.

How to Get a Bad Credit Loans in Ethel, LA?

To apply for a bad credit loan in Ethel, LA, you need to find a direct loan lender online.

Look for Installment Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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