Payday Loans in Dubuque, Iowa

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Payday Loan Companies in Dubuque, IA

Company nameAddressZip codePhone number
Advance America 2600 Dodge St c 52003 +1 (563) 582 - 0625
Advance America 2600 Dodge St Suite C-1 52003 +1 (563) 582 - 0625
Alliant Credit Union 1402 White St 52001 +1 (563) 585 - 3740
Allied Pawn Loans & Jewelry 2013 Central Ave #900 52001 +1 (563) 583 - 5187
Allied Pawn Loans & Jewelry Pawn Shop Dubuque Iowa Buy & Sell Gold, Silver, Diamonds, Jewelry, Coins, Bullion, Watches, Guitars, Handbags, Tools, Electronics, Sports Equipment 2013 Central Ave 900 52001 +1 (563) 583 - 5187
Cash Quick America 2613 University Ave 2 52001 +1 (563) 582 - 0011
Check `n Go 806 Wacker Dr 52002 +1 (319) 820 - 0464
Check Into Cash 3500 Dodge St Suite 203 52003 +1 (563) 557 - 9040
Citizens Finance 2200 John F Kennedy Rd #103 52002 +1 (563) 589 - 1980
Collins Community Credit Union 4855 Asbury Rd 52002 +1 (800) 475 - 1150
Creative Planning, Inc 2728 Asbury Rd 52001 +1 (866) 909 - 5148
DigitalMint Bitcoin ATM Teller Window 3301 Pennsylvania Ave 103 52002 +1 (855) 274 - 2900
Dubuque Bank and Trust 2196 Holliday Dr 52002 +1 (563) 587 - 3900
Dupaco Community Credit Union 3299 Hillcrest Rd 52001 +1 (563) 557 - 7600
Dupaco Community Credit Union at Hy-Vee 400 S Locust St 52003 +1 (800) 373 - 7600
DuTrac Community Credit Union 18181 Peru Rd 52001 +1 (563) 582 - 1331
EZ Money Check Cashing 3301 Pennsylvania Ave 52001 +1 (563) 582 - 3770
EZ Money Check Cashing 3301 Pennsylvania Ave 103 52002 +1 (563) 582 - 3770
Heacock & Jones Financial Services 1545 Associates Dr 102 52002 +1 (563) 585 - 1400
Hometown Cash Advance 605 W Locust St 52001 +1 (563) 556 - 5999
Hometown Cash Advance 3416 Pennsylvania Ave #4 52002 +1 (563) 582 - 8200
Jerry's Pawn & Jewelry 1599 Central Ave 52001 +1 (563) 583 - 0657
MidWestOne Bank 2600 Rockdale Rd 52003 +1 (563) 583 - 5757
MoneyGram 2600 Dodge St C 52003 +1 (563) 582 - 0625
Payday Partners 3305 Asbury Rd 52002 +1 (563) 584 - 1721
Raymond James Financial Services 1660 Embassy W Dr 290 52002 +1 (563) 582 - 7610
Truck Country 3201 US-61 151 52003 +1 (563) 556 - 3773
Walmart Money Center 4200 Dodge St 52003
Zach Evanovich - Ameriprise Financial Services, LLC 3100 Cedar Crest Ridge Ste 8 52003 +1 (563) 557 - 7965

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dubuque, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Iowa City, IA, Payday Loan Companies in Marion, IA, Online Loans in Sioux City, IA, Payday Loan Companies in Urbandale, IA, Same Day Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA and Payday Loans in Ankeny, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dubuque, IA.

Beautiful sights of Dubuque, IA

Payday Loans Available in Dubuque, IA By The Following ZIP Codes:

52001, 52002, 52004, 52099, 52003

Are Payday Loans Legal In Dubuque, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Dubuque, IA payday loan calculator

You Need to Know About Payday Loans in Dubuque, Iowa

Payday loans are a useful tool for when you are in a tight financial spot and need some cash fast. Payday loans in Dubuque, Iowa are legal and can provide relief for those in need of short-term loans to get through until their next paycheck.

What are Payday Loans?

Payday loans are short-term loans, also known as cash advances. With this type of loan, borrowers can receive cash to cover unexpected expenses, financial gaps, and more. Basically, they are meant to cover a borrower’s expenses until their next payday, thus the name “payday loan.”

Are Payday Loans Legal in Iowa?

Yes! Under Iowa Code Ann. §§ 536.2-101 et seq., payday lenders must hold a license to make payday loans in the state. Payday lenders are regulated by the Iowa Division of Banking.

What are the Eligibility Requirements for a Payday Loan in Dubuque, Iowa?

The most important criteria for eligibility is that you must be a legal resident of Dubuque, Iowa and be at least 18 years old. Additionally, you must have a regular income and a checking account.

How Does a Payday Loan Work?

The way a payday loan works is that you take out a loan for a small amount of money (usually up to $500) with the expectation that you will pay it back when you get your next paycheck. The loan is typically due within a few weeks, but the exact length of time and the amount of the loan will depend on the lender.

What are the Benefits of a Payday Loan?

Payday loans have several advantages. First, they are quick and easy to get, usually taking only a few hours to process. They also offer flexibility in terms of the loan amount, repayment date, and other terms accepted by the lender. Furthermore, many payday lenders don’t require a credit check, so those with poor credit can still apply.

Are There Any Disadvantages to Payday Loans in Dubuque, Iowa?

Yes, there are some disadvantages to consider as well. Payday loans usually carry high fees and interest rates, and many lenders require payment of the loan (and fees) in full when the loan is due. Furthermore, if you are unable to pay the loan back on time, the interest rate could easily triple, making it difficult to pay off the loan. Additionally, some payday lenders may be unscrupulous, so be sure to check the lender’s reputation before signing a loan agreement.

F.A.Q.

Is it easy to get a payday loan in Dubuque, Iowa?
Yes, getting a payday loan in Dubuque, Iowa is fairly simple. All you need to do is present the required documents, such as proof of income and residency, and the lender can typically process the loan within a few hours.

How much can I borrow with a payday loan?
The amount you can borrow with a payday loan varies from lender to lender, but typically the loan amount can be up to $500.

How long does it usually take to get a payday loan?
The timeframe for getting a payday loan depends on the lender, but typically it can only take a few hours.

Do I need good credit to get a payday loan?
No, you don’t need good credit to get a payday loan. Most payday lenders don’t even require a credit check.

What is the interest rate on a payday loan?
The interest rate on a payday loan can vary depending on the lender, but they typically range from 300% APR up to 800% APR.

Apply Now

If you are seeking a payday loan in Dubuque, Iowa, you can apply for one today through TheGuaranteedLoans website. Our website can connect you with one of our trusted lenders so you can get the funds you need quickly and easily. Please remember that TheGuaranteedLoans is not a lender, and we are here to help you find a loan that is best suited for your needs.

More F.A.Q.

Are there any consumer protections for payday loan borrowers in Dubuque, Iowa?

Yes, Iowa law requires lenders to provide borrowers with written disclosures of all loan terms and fees, and prohibits lenders from engaging in deceptive or abusive practices.

Can I be charged a penalty fee if I am unable to pay off my payday loan on time in Dubuque, Iowa?

Yes, lenders can charge a $15 non-sufficient funds (NSF) fee if a borrower's payment is returned or dishonored.

How Many Cash Advance Companies are in Dubuque, IA?

With the help of our service, you will be able to find 29 cash advance companies in Dubuque, IA

What Cash Advance Companies in Dubuque, IA are the most popular?

You should check Advance America, EZ Money Check Cashing, and Hometown Cash Advance. Also, you can start your application online on our website.