Payday Loans in Cedar Rapids, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Cedar Rapids, IA

Company nameAddressZip codePhone number
Academy Mortgage 1120 Depot Ln SE 100 52401 +1 (319) 364 - 4992
Academy Mortgage - Cedar Rapids 3412 Center Point Rd NE b 52402 +1 (319) 364 - 4992
Advance America 3135 Wiley Blvd SW Ste. 107 52404 +1 (319) 390 - 5800
Advance America 3653 1st Ave SE Ste. 9 52403 +1 (319) 362 - 3380
Advance Funding Resources Inc 2918 Hillmer Dr SW 52404 +1 (319) 396 - 9403
Cedar River Finance Co. 3900 River Ridge Dr NE B 52402 +1 (319) 362 - 2185
Chec King Payday Advance 600 Blairs Ferry Rd NE d 52402 +1 (319) 378 - 0500
Check `n Go 124 Collins Rd NE e 52402 +1 (319) 373 - 8300
Check Into Cash 5442 Blairs Forest Way NE 52402 +1 (319) 294 - 1514
Check Into Cash 2040 Edgewood Rd SW #100 52404 +1 (319) 396 - 6027
Check n Go 124 Collins Rd NE Ste E 52402 +1 (319) 373 - 8300
Collins Community Credit Union 1755 1st Ave SE 52402 +1 (800) 475 - 1150
Dupaco Community Credit Union 3131 Williams Blvd SW 52404 +1 (319) 366 - 8231
Easy Cash Solutions 2660 Wiley Blvd SW 52404 +1 (319) 390 - 6954
Easy Cash Solutions 1344 1st Ave NE 52402 +1 (319) 363 - 1426
EZ Money Check Cashing 323 Edgewood Rd NW 52405 +1 (319) 396 - 3520
EZ Money Check Cashing 266 Blairs Ferry Rd NE 52402 +1 (319) 363 - 2200
EZPAWN 1344 1st Ave NE 52402 +1 (319) 286 - 8108
Hometown Cash Advance 219 Edgewood Rd NW 52405 +1 (319) 390 - 5300
Inlanta Mortgage 373 Collins Rd NE 209 52402 +1 (319) 378 - 0501
Linn Area Credit Union 619 20th Ave SW 52404 +1 (319) 892 - 7300
LPI Loans 4201 Glass Rd NE 52402 +1 (319) 393 - 0700
Mister Money USA 1344 1st Ave NE 52402 +1 (319) 286 - 8108
PPS Financial Services Inc 1508 1st Ave NE 52402 +1 (319) 362 - 3225

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cedar Rapids, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Council Bluffs, IA, Guaranteed Loans in Davenport, IA, Payday Loan for Des Moines, IA, Payday Loans in Dubuque, IA, Guaranteed Loans in Iowa City, IA, Short-term Loans in Marion, IA, Payday Loan Without a Credit Check in Sioux City, IA and Payday Loan for Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cedar Rapids, IA.

Beautiful sights of Cedar Rapids, IA

Payday Loans Available in Cedar Rapids, IA By The Following ZIP Codes:

52401, 52407, 52403, 52499, 52402, 52404, 52409, 52410, 52405, 52497, 52408, 52411, 52406, 52498

Are Payday Loans Legal In Cedar Rapids, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Cedar Rapids, IA payday loan calculator

Payday loans in Rapids, Iowa, are a loan that people borrow from a lender during an emergency period of need. Payday lenders provide short-term funding to eligible customers with poor credit or no credit. The loans also come with high-interest rates and other fees that borrowers have to pay back over time. These loans can be used for job loss, medical emergencies, and car repair bills.

The average size of these loans is $300, which generally has to be repaid within two weeks or less than $1,000 on the borrower’s next payday after they receive the funds. Borrowers may end up paying double their original loan amount if their interest rate is only 36%.

The interest rates for payday loans are very high. An APR (Annual Percentage Rate) of 456% is seen on short-term loans in most cases, which is a huge number compared to other kinds of credit. You may have the best terms available in your area, but you should avoid taking out these loans whenever possible. Most people have bills they need to pay, and they do not want to risk paying double the loan amount back to a lender if they cannot pay it back in full on their next payday.

The average cost of these loans is $15 per $100 borrowed, and this amount goes up depending on how long you hold onto the funds before you pay it back.

How to Find a Good Direct Lender in Rapids, Iowa Online

If you have a poor credit score, you may need to find online lenders for small loans. These lenders specialize in making loans to people with poor credit scores and offer fast funding on short-term loans. You can use the Internet to apply for a loan through these lenders quickly and receive your funds as soon as the next business day.

The Internet makes it easy for you to find online lenders for small loans in Rapids, Iowa, that provide funding with no credit check. These lenders do not require their borrowers to fill out credit applications before they make their loan offers, so they do not check borrowers’ credit history before they fund their loans.

You can find a good online lender for small loans in Rapids, Iowa, through the Internet by searching for your city or searching on sites like Borrowell. These lenders offer even lower APR rates than traditional lenders. You can often get up to $50 in funding when you take out a payday loan through these lenders, and getting one of these kinds of loans is an easy way to pay your bills without having to spend money on credit cards, overdraft fees, and other forms of credit that have high-interest rates.

Payday Loans in Rapids, Iowa: A Bad Idea

If you cannot find a good online or traditional lender for small loans in Rapids, Iowa, you should not take out one of these loans. It is a bad idea to take out one of these loans when you do not have the funds to pay it back in full within two weeks. These loans carry high-interest rates and high fees and are simply a bad idea. If you cannot get an affordable loan from other sources, taking out one of these small loans is not the best option. There are cheaper alternatives available such as credit unions that provide better rates on their small loan options for people with poor credit scores and no credit history.

Cash Advance Online in Rapids, Iowa

Cash advance online in Rapids, Iowa, is a way for people to get fast funding on short-term loans that they can use for their financial needs. Many people call these loans payday advances or cash advances. Each lender offers different rates and fees determined by how long the borrower has to pay back their loan and how much the borrower ends up borrowing in total.

When you take out one of these online loans, you may have to use your bank account as collateral until you have paid back your loan in full. When you apply with one of these lenders, they will check your credit history before funding your loan offer.

The Internet can make it easy for you to find a good online lender for short-term loans in Rapids, Iowa, through online lenders that specialize in online payday advances. These lenders give you the option of funding your loan offer through your bank account, or they will fund your loan offer through a direct deposit transaction. You can use these kinds of lenders when you need money quickly to pay your bills or other financial obligations.

A short-term loan like this is expensive due to the high-interest rate and high fee rate that these kinds of loans carry. Most short-term lenders do not allow their borrowers to borrow any more than 25% of their monthly gross wage, but some do. It is always important to verify the terms of your loan offer before you take out one of these loans from a lender on the Internet.

Can I Get a Payday Loan for Bad Credit in Rapids, Iowa? 

You may be able to get a direct lender payday loan for people with bad credit in Rapids, Iowa, if you cannot find an online lender that will approve your application. These kinds of loans are available to people in your city that have poor credit and need short-term funding on small loans. You need to check into these types of loans before you take out one of them because they can carry high-interest rates and fees, making it very expensive for you to borrow money from a bad credit lender.

Many people with bad credit have checking accounts but do not have clothes or cars that they can use as collateral on loan.

24 Hour Payday Loans in Rapids, Iowa

If you need a small loan in Rapids, Iowa, that you can pay back in 24 hours, a lender on the Internet may be able to help you with your financial needs. These lenders offer direct payday loans that are paid back in full within 24 hours of when the borrower receives their loan funds. This is a great option for people that need money quickly to pay their bills or other financial obligations.

Most lenders that offer online payday loans do not allow their borrowers to borrow more than 25% of their monthly gross wage, but some will let you borrow more than this amount if they feel that you have a good enough credit history.

You can find a good online payday lender for short-term loans in Rapids, Iowa, through the Internet through lenders that specialize in online lending. These lenders offer direct deposits and bank account funding options on their short-term loans, and they will check your credit history before they make their loan offer to you. You need to find a lender in your city that does not charge high fees and interest rates on their small loans because these types of loans are expensive enough as it is.

Quick Loans in Rapids, Iowa

Quick loans in Rapids, Iowa, are very similar to online payday advances, but they usually do not carry the same high-interest rates that payday advances carry. This is because these loans are available to people with good credit, and they are also available to people that have not borrowed money before.

These loans are available in your city through lenders specializing in online lending. These lenders offer bank account funding and direct deposit funding options on their short-term loans, and they will check your credit history before they make their loan offer on the Internet. These types of loans can be one of the easiest ways to get a small loan when you need money quickly. However, they still carry high-interest rates, so you need to consider all of your borrowing options before taking out one of these small loans from a direct lender online.

How to Get Payday Loan in Rapids, Iowa

Most online lenders offer 24/7 customer service to their borrowers, and they will work with you to get your loan offer funded on time. If you decide that you need a small loan in Rapids, Iowa, you must remember that direct lender payday advances are the best option for people with bad credit. Bad credit payday loans are available over the Internet because there is no need for a borrower to visit a lender’s office in order to get their loan offer funded.

When you take out one of these loans, you may be asked to use your bank account as collateral if your lender approves your application.

The requirements are as follows:

  • Proof of residence with at least one year left on the lease. 
  • Proof of current employment. 
  • A valid ID with a matching social security number. 
  • Income statements from the previous two months, including two pay stubs or bank statements. 
  • Valid bank account information, including routing number, account holder name, and account number. 
  • Valid checking account information, including name, address, social security number, and bank routing number.
  • Valid checking account on current employment with direct deposit. 
  • No previous bankruptcy in the last ten years. 

This site can also help you find a lender for bad credit loans in Rapids, Iowa, that can even fund your loan offer online at the comfort of your home or office with your lender’s secure website. This is a good option for people who do not have access to banking services or an established banking network like banks have.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Rapids, Iowa?

Yes, you can. These lending firms that offer loans in Rapids, Iowa, are not banks and do not have banking hours. They do open 24 hours a day and are available to people in your city that need fast cash on the Internet.

Can You Get a 500 Loan in Rapids, Iowa?

Yes, you can. A $500 loan is equivalent to 250 for every $250 borrowed. Depending on the state of your credit history, the lender may give you a lower amount, or they may be able to provide you with more than what you are looking for.

How Can I Borrow a $1000 in Rapids, Iowa?

You can borrow money in Rapids, Iowa, from the comfort of your home or the convenience of your office in only a few minutes. You will have to fill out an online form and provide your personal information. The lender will verify it and then send you over to their secure website to fund your loan.