Payday Loans in Ames, Iowa

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Payday Loan Companies in Ames, IA

Company nameAddressZip codePhone number
Advance America 620 Lincoln Way Ste. 3 50010 +1 (515) 233 - 0606
Bank of the West 525 Main St 50010 +1 (515) 232 - 8664
Easy Cash Solutions 303 Lincoln Way 50010 +1 (515) 233 - 3138
Express Pawn 326 Lincoln Way 50010 +1 (515) 598 - 7375
EZ Money Check Cashing 222 Lincoln Way 50010 +1 (515) 956 - 4610
EZ Money Check Cashing 222 E Lincoln Way 101 50010 +1 (515) 956 - 4610
EZPAWN 303 - 1/2, Lincoln Way 50010 +1 (515) 232 - 7105
Great Southern Bank 1103 Buckeye Ave 104 50010
Great Western Bank 316 S Duff Ave 50010 +1 (515) 232 - 4304
Greater Iowa Credit Union 200 Airport Rd 50010 +1 (800) 296 - 9064
Greater Iowa Credit Union Operations Center 1509 Baltimore Dr 50010 +1 (800) 296 - 9064
Hometown Cash Advance 118 Lincoln Way 50010 +1 (515) 232 - 8887
Inlanta Mortgage 1103 Buckeye Ave 103 50010 +1 (515) 598 - 5626
MEMBERS1st Community Credit Union 423 Main St 50010 +1 (515) 232 - 0085
Mister Money USA 303 Lincoln Way 50010 +1 (515) 232 - 7105
Rabo AgriFinance 426 S 17th St 50010 +1 (855) 420 - 7192
River Valley Credit Union 2811 E 13th St 50010 +1 (515) 232 - 1654
Rod Place - Thrivent Financial 2705 Northridge Pkwy Suite 102 50010 +1 (515) 292 - 6469
Stifel 515 Grand Ave 201 50010 +1 (515) 233 - 4064
TIAA Financial Services 2713 Stange Rd Suite 105 50010 +1 (866) 904 - 7803
VisionBank 104 Chestnut St 50010 +1 (515) 956 - 4343
Western Union Hy-vee Food Store, 640 Lincoln Way 50010 +1 (515) 232 - 1961
Zions Agricultural Finance 500 5th St 50010 +1 (800) 641 - 9619

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ames, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, 24-Hour Loan in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA and Payday Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ames, IA.

Beautiful sights of Ames, IA

Payday Loans Available in Ames, IA By The Following ZIP Codes:

50011, 50012, 50014, 50010, 50013

Are Payday Loans Legal In Ames, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Ames, IA payday loan calculator

Payday Loans in Ames, Iowa

Payday loans are short-term loans ranging from $100 to $500 that are available to those living in Ames, Iowa. This type of finance is a great way to bridge a short-term financial gap and can help provide you with the funds that you need when it is needed the most. Payday loans are legal in Iowa, so if you’re in Ames and are worried about your finances, obtaining a payday loan may be an option for you.

When Should You Consider a Payday Loan

Payday loans can provide you with easier access to cash during a time when you have an unexpected expense. These expenses could include an unexpected car repair or medical bill, or a temporary lack of cash flow. The cash from a payday loan can help you bridge the gap until your next paycheck arrives.

What Are the Requirements for a Payday Loan in Ames, Iowa?

For those looking to apply for a payday loan in Ames, Iowa, there are certain requirements that will need to be met. Generally, you must be over 18 years of age and have a steady income. You will also need to provide your state issued ID, bank account details and have a valid email address.

How to Apply for a Payday Loan in Ames

The application process for a payday loan in Ames, Iowa is relatively simple. Many lenders provide loan applications online or over the phone. You will be asked to provide your personal information, bank account information and employment details. Once you have submitted your application, you will usually receive a decision within a few minutes.

How Long Does it Take to Receive a Payday Loan?

Once your application has been approved, you can expect to receive your funds within one business day. This can be faster depending on the lender and the application process.

Pros and Cons of Payday Loans in Ames, Iowa

Like any loan, there are certain pros and cons to consider before applying for a payday loan in Ames, Iowa. The most common pros include fast access to cash, easy application process, and convenience. The downside of payday loans can include high-interest rates, the need for a reliable income, and the risk of taking on too much debt.

FAQ

Q: Are payday loans legal in Ames, Iowa?
A: Yes, payday loans are legal in Iowa.

Q: Who can apply for a payday loan in Ames, Iowa?
A: Anyone over the age of 18 with a steady income and valid state issued ID can apply for a payday loan in Ames, Iowa.

Q: How long does it take to receive a payday loan in Ames, Iowa?
A: The approval process is usually completed within minutes and the funds can be made available to you within one business day.

Q: What are the pros and cons of payday loans?
A: The main pros of payday loans are fast access to cash, easy application process, and convenience. The cons include high-interest rates, the need for a reliable income, and the risk of taking on too much debt.

Apply Now!

If you are considering applying for a payday loan in Ames, Iowa, TheGuaranteedLoans can help you connect with lenders who may be able to assist you. Simply fill out an application on our website and we will help you connect with a lender who can provide you with the financial assistance that you need. Please note that TheGuaranteedLoans is not a lender and does not provide any financial advice.

More F.A.Q.

Can I renew or extend my payday loan in Ames, Iowa?

No, in Ames, Iowa, payday loans cannot be renewed or extended. If you are unable to repay your loan on time, you may be able to work out a repayment plan with the lender.

Are there any restrictions on how many payday loans I can take out in Ames, Iowa?

Yes, in Ames, Iowa, you are only allowed to take out one payday loan at a time.

How Many Cash Advance Companies are in Ames, IA?

With the help of our service, you will be able to find 23 cash advance companies in Ames, IA

What Cash Advance Companies in Ames, IA are the most popular?

You should check EZ Money Check Cashing, Advance America, and Bank of the West. Also, you can start your application online on our website.