Company name | Address | Zip code | Phone number |
---|---|---|---|
First National Bank-Centralia | 620 4th St | 66415 | +1 (785) 857 - 3341 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Centralia, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Quick Loan in Salina, KS, Payday Loans in Shawnee, KS, Emergency Loan in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Online Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centralia, KS.
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Payday Loans Available in Centralia, KS By The Following ZIP Codes:
66145, 66415
Are Payday Loans Legal In Centralia, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Centralia, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Centralia, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |