Company name | Address | Zip code | Phone number |
---|---|---|---|
Chetopa State Bank & Trust Co | 409 Maple St | 67336 | +1 (620) 236 - 7277 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Chetopa, KS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Online Loans in Salina, KS, Payday Loans in Shawnee, KS, Online Loans in Topeka, KS, Quick Loan in Wichita, KS and Guaranteed Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chetopa, KS.
Advise to read before applying
Useful Articles
Payday Loans Available in Chetopa, KS By The Following ZIP Codes:
67336
Are Payday Loans Legal In Chetopa, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Chetopa, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Chetopa, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Chetopa, KS payday loan calculator
F.A.Q.
Can I cancel a payday loan in Chetopa, Kansas after I have signed the contract?
Yes, you have the right to cancel a payday loan in Chetopa, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.
Are there any restrictions on how payday loan lenders in Chetopa, Kansas can advertise their services?
Yes, payday loan lenders in Chetopa, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.
How Many Cash Advance Companies are in Chetopa, KS?
With the help of our service, you will be able to find 1 cash advance companies in Chetopa, KS
What Cash Advance Companies in Chetopa, KS are the most popular?
You should check Chetopa State Bank & Trust Co. Also, you can start your application online on our website.