Payday Loans in Concordia, Kansas

Payday Loan Companies in Concordia, KS

Company nameAddressZip codePhone number
American AgCredit 904 Broadway St 66901 +1 (785) 243 - 4689
American AgCredit 102 E 9th St 66901 +1 (785) 243 - 4689
Central National Bank 130 E 7th St 66901 +1 (785) 243 - 4141
Central National Bank ATM 2221 Campus Dr 66901 +1 (888) 262 - 5456
Central National Bank Smart ATM 130 E 7th St 66901 +1 (888) 262 - 5456
Citizens National Bank 115 W 6th St 66901 +1 (785) 243 - 3211
Mike's Rent To Own 112 E 6th 66901 +1 (785) 243 - 7500
Miller's Automotive 307 E 18th St 4921 66901 +1 (785) 243 - 7233
Raymond James Financial Services 130 E 7th St 66901 +1 (785) 243 - 4141
Walmart Money Center 140 College Dr 66901

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Concordia, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Salina, KS, Quick Loan in Shawnee, KS, Payday Loan Without a Credit Check in Topeka, KS, Short-term Loans in Wichita, KS, Short-term Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS and Payday Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Concordia, KS.

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Payday Loans Available in Concordia, KS By The Following ZIP Codes:

66901

Are Payday Loans Legal In Concordia, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Concordia, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Concordia, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Concordia, KS payday loan calculator

Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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