| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| American Bank | 901 E 7th St | 66739 | +1 (620) 783 - 2515 |
| Community Bank & Trust | 215 E 7th St | 66739 | +1 (620) 783 - 1395 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Galena, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loan for Lawrence, KS, 24-Hour Loan in Leavenworth, KS, Payday Loan Companies in Leawood, KS, Payday Loan Without a Credit Check in Lenexa, KS, Emergency Loan in Manhattan, KS and Payday Loans in Olathe, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Galena, KS.
Advise to read before applying
Beautiful sights of Galena, KS
Payday Loans Available in Galena, KS By The Following ZIP Codes:
66739
Are Payday Loans Legal In Galena, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Galena, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Galena, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 391 |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 30 days |
| Number of Rollovers Allowed | Not specified |
| Finance Charges | 15% of the amount advanced |
Galena, KS payday loan calculator
F.A.Q.
What are the risks of taking out a payday loan in Galena, Kansas?
Payday loans in Galena, Kansas can be very costly, with high interest rates and fees that can quickly add up. If you are unable to repay the loan on time, you may be subject to additional fees and charges, which can make the loan even more expensive.
Can I be arrested for defaulting on a payday loan in Galena, Kansas?
No, you cannot be arrested for defaulting on a payday loan in Galena, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.
How Many Cash Advance Companies are in Galena, KS?
With the help of our service, you will be able to find 2 cash advance companies in Galena, KS
What Cash Advance Companies in Galena, KS are the most popular?
You should check American Bank and Community Bank & Trust. Also, you can start your application online on our website.