Payday Loans in Hamilton, Kansas

Payday Loan Companies in Hamilton, KS

Company nameAddressZip codePhone number
Citizens State Bank 32 Main St 66853 +1 (620) 678 - 3310

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hamilton, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, No Credit Check Loans in Overland Park, KS, Payday Loans in Salina, KS, Quick Loan in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS and Quick Loan in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hamilton, KS.

Payday Loans Available in Hamilton, KS By The Following ZIP Codes:

66853

Are Payday Loans Legal In Hamilton, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Hamilton, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Hamilton, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Hamilton, KS payday loan calculator

F.A.Q.

Can a payday lender take legal action against me in Hamilton, Kansas if I default on my loan?

Yes, if you default on your payday loan in Hamilton, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.

Can a payday lender garnish my wages in Hamilton, Kansas if I default on my loan?

Yes, if you default on your payday loan in Hamilton, Kansas, the lender may be able to garnish your wages to recover the funds. This means that a portion of your paycheck will be withheld and used to pay off your debt.

How Many Cash Advance Companies are in Hamilton, KS?

With the help of our service, you will be able to find 1 cash advance companies in Hamilton, KS

What Cash Advance Companies in Hamilton, KS are the most popular?

You should check Citizens State Bank. Also, you can start your application online on our website.