Company name | Address | Zip code | Phone number |
---|---|---|---|
Bank of Lewis | 217 Main St | 67552 | +1 (620) 324 - 5794 |
Payday Loan Companies in Nearby Cities
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Advise to read before applying
Payday Loans Available in Lewis, KS By The Following ZIP Codes:
67552
Are Payday Loans Legal In Lewis, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Lewis, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Lewis, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |