Payday Loans in New Albany, Kansas

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No payday loan companies in New Albany, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Sunflower Bank 4831 Quail Crest Pl, Lawrence, KS 66049 +1 (785) 312 - 7274
The Bank 108 N Kansas Ave, Selden, KS 67757 +1 (785) 386 - 4389
Morgan Stanley 1617 Waterfront Ste 200, Wichita, KS 67206 +1 (316) 383 - 8300
Synchrony Financial 9510 W 67th St, Shawnee, KS 66203 +1 (866) 419 - 4096
Community National Bank & Trust 606 W St John St, Girard, KS 66743 +1 (620) 724 - 4446
U.S. Bank ATM - 5th & Jackson 434 SW Jackson St, Topeka, KS 66603 +1 (785) 354 - 4050
Brookdale Salina Kirwin 1200 E Kirwin Ave, Salina, KS 67401 +1 (785) 825 - 8200
Western Union Walgreens, 2600 Vine St, Hays, KS 67601 +1 (785) 628 - 1767
Equity Bank 3825 SW 29th St, Topeka, KS 66614 +1 (785) 272 - 5257
Kansas State Bank 400 Maple St, Overbrook, KS 66524 +1 (785) 665 - 7121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Albany, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Shawnee, KS, Payday Loan Companies in Topeka, KS, Payday Loans in Wichita, KS, Same Day Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS and Quick Loan in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Albany, KS.

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Payday Loans Available in New Albany, KS By The Following ZIP Codes:

66759

Are Payday Loans Legal In New Albany, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to New Albany, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in New Albany, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

New Albany, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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