Payday Loans in Olsburg, Kansas

Payday Loan Companies in Olsburg, KS

Company nameAddressZip codePhone number
Union State Bank 204 KS-16 66520 +1 (785) 468 - 3341

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Olsburg, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Overland Park, KS, Payday Loans in Salina, KS, Emergency Loan in Shawnee, KS, Bad Credit Loans in Topeka, KS, Bad Credit Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS and Same Day Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Olsburg, KS.

Beautiful sights of Olsburg, KS

Payday Loans Available in Olsburg, KS By The Following ZIP Codes:

66520

Are Payday Loans Legal In Olsburg, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Olsburg, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Olsburg, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Olsburg, KS payday loan calculator

F.A.Q.

Can payday loan lenders in Olsburg, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Olsburg, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

Can I file for bankruptcy to discharge my payday loan debt in Olsburg, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Olsburg, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

How Many Cash Advance Companies are in Olsburg, KS?

With the help of our service, you will be able to find 1 cash advance companies in Olsburg, KS

What Cash Advance Companies in Olsburg, KS are the most popular?

You should check Union State Bank. Also, you can start your application online on our website.