Payday Loans in Westphalia, Kansas

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No payday loan companies in Westphalia, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Quik Cash 932 W 6th St, Junction City, KS 66441 +1 (785) 238 - 1419
Gerber Collision & Glass 5617 W Kellogg Ave, Wichita, KS 67209 +1 (316) 945 - 7007
Solomon State Bank 126 W Main St, Solomon, KS 67480 +1 (785) 655 - 2941
Merrill Lynch Wealth Management 3401 College Blvd, Leawood, KS 66211 +1 (913) 906 - 5200
Farmers State Bank 412 W Commercial St, Fairview, KS 66425 +1 (785) 467 - 3560
Securities America Inc 5846 W 21st St 300, Wichita, KS 67205 +1 (316) 943 - 9333
First National Bank & Trust 225 State St, Phillipsburg, KS 67661 +1 (785) 543 - 6511
American Implement 3670 US-40, Oakley, KS 67748 +1 (785) 672 - 3272
Loanmax Title Loans 10321 W 75th St, Shawnee, KS 66214 +1 (913) 534 - 8310
LendNation 2146 Planet Ave, Salina, KS 67401 +1 (785) 404 - 6353

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Westphalia, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Online Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Emergency Loan in Lawrence, KS, 24-Hour Loan in Leavenworth, KS, Payday Loans in Leawood, KS and Emergency Loan in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Westphalia, KS.

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Payday Loans Available in Westphalia, KS By The Following ZIP Codes:

66093

Are Payday Loans Legal In Westphalia, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Westphalia, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Westphalia, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Westphalia, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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