Payday Loans in Maceo, Kentucky

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No payday loan companies in Maceo, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cynthiana Cash 210 S Church St # 1, Cynthiana, KY 41031 +1 (859) 234 - 5180
Cumberland Fast Cash Inc 409 Richmond Rd, Manchester, KY 40962 +1 (606) 599 - 9336
Jackson Co Bank 4455 Highway 3630 W, Annville, KY 40402 +1 (606) 364 - 5121
Independence Bank 76 S Green St, Henderson, KY 42420 +1 (270) 830 - 1776
World Finance 120 Amanda Ave Ste 400, Salyersville, KY 41465 +1 (606) 259 - 4108
Central Financial Services 234 Court Square, Barbourville, KY 40906 +1 (606) 546 - 4118
Eagle Finance 790 N Dixie Hwy 100, Elizabethtown, KY 42701 +1 (270) 769 - 0055
Cash In Hand 1188 Central Ave, South Williamson, KY 41503 +1 (606) 237 - 5193
Planters Bank 2251 Westerfield Dr, Providence, KY 42450 +1 (270) 667 - 0328
Cash Express 101 N Cross St, Albany, KY 42602 +1 (606) 387 - 0531

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maceo, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan Companies in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maceo, KY.

Payday Loans Available in Maceo, KY By The Following ZIP Codes:

42355

Are Payday Loans Legal In Maceo, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Maceo, KY payday loan calculator

Payday loans are a type of short-term loan that provides borrowers with quick access to cash. These types of loans are a popular choice for those in need of immediate funds, especially those with bad credit or no credit history. In Maceo, Kentucky, payday loans are legal and available to borrowers through check cashers.

What are payday loans?

A payday loan is a short-term loan typically due on the borrower’s next payday. The loan amount is usually small, ranging from $100 to $1,000, and borrowers must repay the loan within a few weeks, typically on their next payday. Payday loans are designed for those who need quick cash and cannot wait for their next paycheck.

How do payday loans work in Maceo, Kentucky?

In Maceo, Kentucky, payday loans are legal, but only through check cashers who are licensed by the state. Check cashers must follow strict regulations on loan terms, fees, and interest rates. In Kentucky, payday loan borrowers may take out a loan for up to $500 and must repay the loan within 14 to 60 days. The maximum finance charge for a $100 payday loan in Kentucky is $15, and the APR cannot exceed 459%.

What are the requirements for a payday loan in Maceo, Kentucky?

To qualify for a payday loan in Maceo, Kentucky, a borrower must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account

What are the advantages of payday loans?

Payday loans can provide borrowers with quick access to cash for emergency expenses. They are also easy to obtain, even for those with bad credit or no credit history. Payday loans can be a helpful financial tool for those in need of fast cash.

What are the disadvantages of payday loans?

Payday loans can be expensive due to high interest rates and fees. They can also lead to a cycle of debt, as borrowers may have to take out additional payday loans to pay off their current loans. Borrowers should carefully consider the cost and terms of a payday loan before taking out a loan.

Interesting facts and statistics about payday loans in Maceo, Kentucky

  • According to the Kentucky Department of Financial Institutions, there were 952,513 payday loans made in Kentucky in 2019, totaling over $326 million.
  • The average payday loan in Kentucky is $375, and the average borrower takes out 6 loans per year.
  • In 2019, the average APR for a payday loan in Kentucky was 391%.

Apply now for a payday loan in Maceo, Kentucky

If you are an eligible borrower in Maceo, Kentucky and in need of fast cash, you can apply for a payday loan through our website at TheGuaranteedLoans.com. We are a connector service, meaning we do not directly provide loans, but instead facilitate the connection between borrowers and potential lenders. Fill out our online application today and get connected with potential lenders who may be able to help you with your financial needs.

Remember, payday loans should be used responsibly and only for emergency expenses. Borrowers should carefully consider the cost and terms of a loan before taking out a payday loan.

F.A.Q.

Can I cancel or void my payday loan in Maceo, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Maceo, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Maceo, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Maceo, Kentucky.