Payday Loans in Mary Alice, Kentucky

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No payday loan companies in Mary Alice, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance Til Payday 671 Knox Blvd, Radcliff, KY 40160 +1 (270) 352 - 2460
Appalachian Financial Services Inc 1403 E Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 6303
Monticello Banking Company 2554 US-127, Russell Springs, KY 42642 +1 (270) 866 - 7322
Community Trust Bank 1056 KY-610, Virgie, KY 41572 +1 (606) 639 - 4451
Lendmark Financial Services LLC 14659 US-25, Corbin, KY 40701 +1 (606) 258 - 9499
Carter's Check Cashing 523 E Main St, Grayson, KY 41143 +1 (606) 474 - 6811
Check `n Go 7277 Turfway Rd, Florence, KY 41042 +1 (859) 746 - 1111
First Financial Credit 117 Banjo St, Bardstown, KY 40004 +1 (502) 349 - 3105
Vic Huntsman Auto Sales 1230 Nashville Rd 8934, Franklin, KY 42134 +1 (270) 598 - 8822
ABC Finance Co., Inc. 1550 Lowes Dr D, Murray, KY 42071 +1 (270) 759 - 9588

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mary Alice, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan Companies in Hopkinsville, KY, Emergency Loan in Louisville, KY, Payday Loan Without a Credit Check in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mary Alice, KY.

Are Payday Loans Legal In Mary Alice, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mary Alice, KY payday loan calculator

Payday Loans in Mary Alice, Kentucky: What You Need to Know

Payday loans are a type of short-term loan that can provide fast cash to those in need of emergency funds. In Mary Alice, Kentucky, payday loans are legal, but only for check cashers.

What Are Payday Loans?

A payday loan is a type of loan that is typically used to cover emergency expenses, such as medical bills or car repairs. It’s a short-term loan that is usually due on the borrower’s next payday. The loan amount is typically based on the borrower’s income, and is intended to be paid back in full when the borrower receives their next paycheck.

Payday loans can be helpful in emergencies, but they can also be costly. They tend to have high interest rates and fees, which can add up quickly if the borrower is unable to pay back the loan on time. For this reason, payday loans should only be used as a last resort.

Payday Loans in Mary Alice, Kentucky

In Mary Alice, Kentucky, payday loans are legal, but only for check cashers. This means that payday loan lenders are required to be licensed as check cashers in order to operate in the state. The Kentucky Department of Financial Institutions is responsible for regulating these lenders and ensuring that they comply with all state laws and regulations.

It’s important to note that payday loans are not available to everyone in Mary Alice, Kentucky. There are certain requirements that must be met in order to qualify for a payday loan, such as having a steady source of income and a valid checking account.

The Cost of Payday Loans in Mary Alice, Kentucky

The cost of payday loans in Mary Alice, Kentucky can vary depending on the lender and the amount borrowed. In general, however, payday loans tend to have high interest rates and fees.

In Kentucky, the maximum amount that can be borrowed through a payday loan is $500. Lenders are allowed to charge up to $15 in fees for every $100 borrowed, which means that a borrower who takes out a $500 loan could pay up to $75 in fees alone.

Alternatives to Payday Loans

While payday loans can be helpful in emergencies, they are not the only option available. There are several alternatives to payday loans that can be less costly and easier to repay.

  • Credit Counseling: If you’re facing financial difficulties, credit counseling can be a great resource. A credit counselor can work with you to create a budget and develop a plan to pay off your debts.
  • Budgeting Tools: There are many online tools and apps that can help you budget your expenses and manage your money more effectively.
  • Personal Loans: Personal loans can be a good option for those who need to borrow money. They tend to have lower interest rates than payday loans, and can be repaid over a longer period of time.

Interesting Facts and Statistics

Did you know that the average payday loan borrower takes out eight loans per year? Or that the average apr on a payday loan in Kentucky is 460%? These are just a few of the interesting statistics surrounding payday loans in Mary Alice, Kentucky.

Apply Now

If you’re in need of emergency funds, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with a payday loan. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders so that you can find the loan that’s right for you.

Visit our website to fill out an online application, or contact us for more information about our services.

Remember, payday loans can be helpful in emergencies, but they can also be costly. Be sure to explore all of your options before taking out a payday loan, and only borrow what you can afford to repay.

F.A.Q.

Can I be denied a payday loan in Mary Alice, Kentucky based on my credit score?

No, payday lenders in Mary Alice, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Mary Alice, Kentucky?

To check if a payday lender is licensed to operate in Mary Alice, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.