Payday Loans in Phelps, Kentucky

Payday Loan Companies in Phelps, KY

Company nameAddressZip codePhone number
Community Trust Bank 38720 KY-194 41553 +1 (606) 456 - 8701

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Phelps, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Online Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Phelps, KY.

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Payday Loans Available in Phelps, KY By The Following ZIP Codes:

41553

Are Payday Loans Legal In Phelps, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Phelps, KY payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Phelps, Kentucky?

Yes, there are several alternatives to payday loans in Phelps, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Phelps, Kentucky?

If you are unable to repay your payday loan in Phelps, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.

How Many Cash Advance Companies are in Phelps, KY?

With the help of our service, you will be able to find 1 cash advance companies in Phelps, KY

What Cash Advance Companies in Phelps, KY are the most popular?

You should check Community Trust Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Bowling Green Covington Florence Georgetown Hopkinsville Lexington Louisville Owensboro Paducah Richmond
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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