Payday Loans in Garyville, Louisiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Garyville, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Union Pay Day Loans Inc 406 E Water St, Farmerville, LA 71241 +1 (318) 368 - 1900
1st Franklin Financial 390 Main St, Baker, LA 70714 +1 (225) 774 - 3940
American Cash Advance 442 Memphis St, Bogalusa, LA 70427 +1 (985) 735 - 5626
Easy Cash Payday Advance 607 Rio Grande St B, Bogalusa, LA 70427 +1 (985) 735 - 1220
First Heritage Credit 345 Gause Blvd W, Slidell, LA 70460 +1 (985) 643 - 6370
Cash 2 U 113 N Walnut St, Tallulah, LA 71282 +1 (318) 574 - 0070
Check Into Cash 100 Cumberland St, Bogalusa, LA 70427 +1 (985) 735 - 5153
Flexible Finance 4221 Old Gentilly Rd suite b, New Orleans, LA 70126 +1 (504) 940 - 5555
World Finance Corporation 5-D Fair Avenue, Winnsboro, LA 71295 +1 (318) 435 - 7008
Southland Finance Co 2025 NE Evangeline Throughway, Lafayette, LA 70501 +1 (337) 237 - 1001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garyville, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lake Charles, LA, Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Bad Credit Loans in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA and 24-Hour Loan in Shreveport, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garyville, LA.

Beautiful sights of Garyville, LA

Payday Loans Available in Garyville, LA By The Following ZIP Codes:

70051

Are Payday Loans Legal In Garyville, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Garyville, LA payday loan calculator

Understanding Payday Loans in Garyville, Louisiana

Payday loans have become increasingly popular as a quick and easy way to get cash in an emergency. These short-term loans are designed to tide you over until your next payday, and they can be a lifesaver for anyone who needs cash quickly. If you’re in Garyville, Louisiana, you may be wondering about the laws and regulations surrounding payday loans. Here, we’ll take a closer look at what you need to know.

Are Payday Loans Legal in Louisiana?

Yes, payday loans are legal in Louisiana. The state has specific laws and regulations in place to regulate payday lenders and protect consumers. These laws limit the amount you can borrow and the fees that lenders can charge, so it’s important to be aware of them when considering a payday loan.

How Do Payday Loans Work?

Payday loans are typically small amounts of money, usually $500 or less, that are borrowed for a short period of time, usually two to four weeks. To get a payday loan in Garyville, you’ll need to provide proof of income and a valid ID. You’ll also need to provide a post-dated check or authorize an electronic withdrawal from your bank account. If you’re approved, the lender will give you cash or deposit the money into your bank account.

What Are the Fees and Interest Rates?

In Louisiana, payday lenders can charge a fee of up to $30 for every $100 borrowed. This fee is in addition to the amount borrowed and is due when the loan is due. For example, if you borrow $300, you’ll owe $390 when the loan is due. The interest rate on payday loans in Louisiana can be as high as 780% APR, so it’s important to pay the loan back on time to avoid high fees and interest charges.

What Happens If You Can’t Repay the Loan on Time?

If you can’t repay the loan on time, you may be able to extend the loan for an additional fee. This is often referred to as a rollover or renewal. However, it’s important to note that rolling over a payday loan can lead to high fees and interest charges and can make it more difficult to pay the loan back. If you can’t repay the loan, the lender may also take legal action to collect the debt, which could lead to additional fees and charges.

Interesting Facts and Statistics About Payday Loans in Garyville, Louisiana

  • Payday loans are legal in Louisiana, but the state has specific laws and regulations in place to protect consumers.
  • The average payday loan in Louisiana is $350.
  • 78% of payday loans in Louisiana are rolled over or renewed.
  • Payday lenders in Louisiana can charge up to 780% APR on payday loans.

Apply Now for a Payday Loan in Garyville, Louisiana

If you need cash quickly, TheGuaranteedLoans can help. We’re a connecting service that can match you with potential lenders in Garyville, Louisiana who may be able to offer you a payday loan. To get started, simply fill out our online application. Please note that we are not a direct lender and do not make loan decisions. Instead, we facilitate your connection with potential lenders who may be able to help.

The application process is quick and easy, and many applicants are approved within minutes. If you’re approved, you can have the cash you need deposited directly into your bank account. So why wait? Apply now and get the cash you need today.

F.A.Q.

Can I get a payday loan if I'm unemployed in Garyville, Louisiana?

It may be possible to get a payday loan if you are unemployed in Garyville, Louisiana, but it will depend on the lender's requirements and policies. Some lenders may require proof of income or other forms of financial stability to qualify for a loan.

Are there any restrictions on how payday loan funds can be used in Garyville, Louisiana?

No, there are no specific restrictions on how payday loan funds can be used in Garyville, Louisiana. Borrowers are free to use the funds as they see fit, whether it is to cover unexpected expenses, pay bills, or make purchases.