Payday Loans in Hessmer, Louisiana

Payday Loan Companies in Hessmer, LA

Company nameAddressZip codePhone number
First Guaranty Bank 2705 Main St 71341 +1 (318) 563 - 4583

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hessmer, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Emergency Loan in Prairieville, LA, Quick Loan in Shreveport, LA, Payday Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA and No Credit Check Loans in Houma, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hessmer, LA.

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Payday Loans Available in Hessmer, LA By The Following ZIP Codes:

71341

Are Payday Loans Legal In Hessmer, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Hessmer, LA payday loan calculator

F.A.Q.

What are the maximum loan amounts and fees for payday loans in Hessmer, Louisiana?

in Hessmer, Louisiana, the maximum loan amount for a payday loan is $350, and the maximum fee that a lender can charge is $20 per $100 borrowed. This means that the maximum annual percentage rate (APR) for a payday loan in Hessmer, Louisiana is 390%.

What should I consider before taking out a payday loan in Hessmer, Louisiana?

Before taking out a payday loan in Hessmer, Louisiana, it's important to consider whether the loan is truly necessary and whether you will be able to afford the repayment on your next payday. It's also a good idea to shop around and compare offers from different lenders to ensure that you are getting the best possible deal. Additionally, it's important to understand the terms and conditions of the loan, including the APR, fees, and repayment schedule.

How Many Cash Advance Companies are in Hessmer, LA?

With the help of our service, you will be able to find 1 cash advance companies in Hessmer, LA

What Cash Advance Companies in Hessmer, LA are the most popular?

You should check First Guaranty Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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